Flitcraft Life Insurance Manual, Volume 26A. J. Flitcraft, 1913 - Insurance, Life |
From inside the book
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Page 25
... thereof , when the same matures as a death claim , shall be left with the Company as a trust fund for such period as the Insured may direct , the Beneficiary to receive semi - annually interest at the rate earned by the Company ( after ...
... thereof , when the same matures as a death claim , shall be left with the Company as a trust fund for such period as the Insured may direct , the Beneficiary to receive semi - annually interest at the rate earned by the Company ( after ...
Page 27
... thereof , this insurance hereunder will terminate one month after notice shall have been mailed to the last known address of the Insured and Assignee , if any . PAID - UP INSURANCE . - After premiums for two full years have been paid ...
... thereof , this insurance hereunder will terminate one month after notice shall have been mailed to the last known address of the Insured and Assignee , if any . PAID - UP INSURANCE . - After premiums for two full years have been paid ...
Page 32
... thereof by the insured , before default in the payment of any premium , or within three months thereafter , issue a non - partici- pating Bond for paid - up insurance , payable as herein provided , for as many twentieths of the amount ...
... thereof by the insured , before default in the payment of any premium , or within three months thereafter , issue a non - partici- pating Bond for paid - up insurance , payable as herein provided , for as many twentieths of the amount ...
Page 36
... thereof shall not maintain the policy in force beyon the date when the next premium or instalment thereof is payable This policy is based upon premiums payable annually in ad vance , but upon written notice to the Company the insured ...
... thereof shall not maintain the policy in force beyon the date when the next premium or instalment thereof is payable This policy is based upon premiums payable annually in ad vance , but upon written notice to the Company the insured ...
Page 38
... thereof , less any indebtedness thereon , will be made upon receipt of due proofs of death , and upon due notice of death , blanks will be furnished on which to sub- mit proofs . 15. OPTIONS AT MATURITY . The insured , by written notice ...
... thereof , less any indebtedness thereon , will be made upon receipt of due proofs of death , and upon due notice of death , blanks will be furnished on which to sub- mit proofs . 15. OPTIONS AT MATURITY . The insured , by written notice ...
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Common terms and phrases
15 Annual Premiums 20 Annual 20-Premiums Life Policies accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity Beneficiary at Death Cash or Loan cash surrender value cash value cent and divide centum per annum Company's computed Continuous Annual Premiums current policy Death of Insured deducted disability dividend additions due proof elect end of 20-Premiums end of 20-Year endorsement Endowment at end Extended Insurance fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months option paid in cash paid-up additions PAID-UP VALUES pany payee payment of premiums policy issued premium paid President provided Premiums purchase Pure Endt quarterly rates rates add receipt reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof three full unpaid year's premium Yrs Yrs Yrs
Popular passages
Page 7 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Page 457 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 397 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 42 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 177 - In force, designate a new beneficiary, with or without reserving right of revocation, by filing written notice thereof at the home office of the company accompanied by the policy for suitable Indorsement thereon. Such change shall take effect when indorsed on the policy by the company and not before.
Page 273 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 41 - I expressly waive on behalf of myself and of any person who shall have or claim any interest in any policy issued hereunder, all provisions of law forbidding any physician or other person who has heretofore attended or examined me, or who may hereafter attend or examine me, from disclosing any knowledge or information which he thereby acquired.
Page 64 - After this policy shall have been in force three full years the owner, within one month after any default may elect (a) To accept the value of this policy in cash...
Page 38 - A provision that all premiums after the first premium shall be payable in advance, either at the home office of the company or to an agent of the company, upon delivery of a receipt signed by one or more of the officers who shall be designated in the policy.
Page 99 - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...