A Treatise on the Law of Insurance in All Its Branches: Especially Fire, Life, Accident, Marine, Title, Fidelity, Credit, and Employers' Liability; with an Appendix of Statutes Affecting the Insurance Contract and a Collection of Forms
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accident action actual aff'd agent allowed amount application assignment Assn Assur authority average avoid beneficiary benefit breach building cargo cause cited claim clause Code condition Conn contained contract court covered damage death doctrine effect express fact fire give given held hold Home injury insurance company insured interest Iowa issued jury knowledge liability limited loss marine Mass material matter means ment Minn mortgagee N. Y. Supp named notice Ohio owner paid parties payment peril person Phænix port premium proofs question reasonable received recover regard relating result risk rule ship specified standard Stat statement statute supra tion Travelers underwriters Union unless usual vessel voyage waiver warranty written York
Page 732 - ... shall not be invalidated by any act or neglect of the mortgagor or owner of the within described property, nor by any foreclosure or other proceedings or notice of sale relating to the property, nor by any change in the title or ownership of the property...
Page 756 - This company shall not be liable under this policy for a greater proportion of any loss on the described property, or for loss by and expense of removal from premises endangered by fire, than the amount hereby insured shall bear to the whole insurance, whether valid or not, or by solvent or insolvent insurers. covering such property...
Page 730 - Loss or damage, if any, under this policy, shall be payable to M mortgagee [or trustee], as interest may appear, and this insurance, as to the interest of the mortgagee [or trustee] only therein, shall not be invalidated by any act or neglect of the mortgagor or owner...
Page 753 - ... this company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 719 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Page 722 - No suit or action on this policy, for the recovery of any claim, shall be sustainable in any court of law or equity until after full compliance by the insured with all the foregoing requirements, nor unless commenced within twelve montks next after the fire.
Page 458 - This policy is made and accepted subject to the foregoing stipulations and conditions, together with such other provisions, agreements or conditions as may be indorsed hereon or added hereto and no officer, agent or other representative of this company shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto...
Page 756 - ... the appraisers together shall then estimate and appraise the loss, stating separately sound value and damage, and, failing to agree, shall submit their differences to the umpire; and the award in writing of any two shall determine the amount of such loss...
Page 721 - This policy shall be canceled at any time at the request of the insured; or by the company by giving five days' notice of such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the customary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro rata...
Page 603 - Maritime perils" means the perils consequent on, or incidental to, the navigation of the sea,. that is to say, perils of the seas, fire, war perils, pirates, rovers, thieves, captures, seizures, restraints, and detainments of princes and peoples, jettisons, barratry, and any other perils, either of the like kind or which may be designated by the policy.