Fire Insurance Inspection & Underwriting: An Encyclopedic Handbook Defining Insurance Terms, the Policy Contract, Special Forms, and Describing Processes and Materials Used in Mercantile and Manufacturing Establishments, and Their Fire Hazards |
From inside the book
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Page 9
... loss has been made . ABATTOIR OR SLAUGHTERING - HOUSE - Usually a nuisance to neighborhood unless . located in outlying district . The majority are large area , frame . Note if coal stove heat in office or lounging room ; refrigerating ...
... loss has been made . ABATTOIR OR SLAUGHTERING - HOUSE - Usually a nuisance to neighborhood unless . located in outlying district . The majority are large area , frame . Note if coal stove heat in office or lounging room ; refrigerating ...
Page 14
... losses present many angles to the adjuster ; they may be partial or total ; there may be loss by smoke to cast iron presses , or water damage to a water- pump intended for pumping water out of a mine . Such claims have been made and ...
... losses present many angles to the adjuster ; they may be partial or total ; there may be loss by smoke to cast iron presses , or water damage to a water- pump intended for pumping water out of a mine . Such claims have been made and ...
Page 15
... loss in fifty on merchandise comes under the heading of a book loss ; the other forty - nine are damage or damage - claimed losses , to be closed by examination of the property and agrée- › ment on appraisement of the amount of loss ...
... loss in fifty on merchandise comes under the heading of a book loss ; the other forty - nine are damage or damage - claimed losses , to be closed by examination of the property and agrée- › ment on appraisement of the amount of loss ...
Page 16
... losses in the warm , dry zones under the policy contract and thereby not adding a 30 per cent to 40 per cent cost of salvaging and selling to the loss . The adjuster must keep in mind human nature , that every woman overestimates her ...
... losses in the warm , dry zones under the policy contract and thereby not adding a 30 per cent to 40 per cent cost of salvaging and selling to the loss . The adjuster must keep in mind human nature , that every woman overestimates her ...
Page 34
... loss and damage stating separately sound value and loss or damage to each item ; and failing to agree , shall submit their differences only , to the umpire . An award in writing , so itemized , of any two when filed with this Company ...
... loss and damage stating separately sound value and loss or damage to each item ; and failing to agree , shall submit their differences only , to the umpire . An award in writing , so itemized , of any two when filed with this Company ...
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Common terms and phrases
alcohol ammonia aniline asbestos benzine boiler brick building burning carbon cause ceiling celluloid cement cent chemical cleaning coal colors concrete construction cotton covered damage dried dry rooms dust dyeing electric explosive extinguish factories Fair insurance risks feet fibre fire doors fireproof flame flash flash point floor frame furnace gas-heated gasoline glass hazard heat ignite inches inflammable iron kettles liable light linseed oil liquid loss machine machinery manufacturing material metal mill mixed mixture moral hazard naphtha nitrate nitric nitric acid oxide oxygen paint paper pipe placed plant plate Poor fire record potash powder pressure prevent protection pump roof rubber rubber cement shafts shellac smoke smoke pipe soda spontaneous combustion sprinkler steam steel storage stored stoves substance sulphuric acid tank temperature terra cotta tion turpentine underwriters usually valve vapor varnish wall wire wood woodwork
Popular passages
Page 553 - This Company shall not be liable for a greater proportion of any loss than the amount hereby insured shall bear to the whole insurance covering the property against the peril involved, whether collectible or not.
Page 283 - ... their own, or held by them in trust or on commission, or sold but not delivered...
Page 403 - This policy shall cover any direct loss or damage caused by Lightning (meaning thereby the commonly accepted use of the term Lightning...
Page 435 - ... in case of any fraud or false swearing by the insured touching any matter relating to this insurance or the subject thereof, whether before or after a loss.
Page 413 - ... within sixty days after the fire, unless such time is extended in writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire; the interest of the insured and of all others in the property; the cash value of each item thereof, and the amount of loss thereon...
Page 480 - ... if any change other than by the death of an insured, take place in the interest, title or possession of the subject of insurance (except change of occupants without increase of hazard) whether by legal process or judgment or by voluntary act of the insured, or otherwise...
Page 480 - ... if the interest of the insured be other than unconditional and sole ownership; or if the subject of insurance be a building on ground, not owned by the insured in fee simple...
Page 413 - If fire occur the Insured shall give immediate notice of any loss thereby In writing to this company, protect the property from further damage, forthwith separate the damaged and undamaged personal property, put it in the best possible order, make a complete inventory of the same, stating the quantity and cost of each article and the amount claimed thereon...
Page 660 - It is the substitution of another person in the place of a creditor, so that the person in whose favor it is exercised succeeds to the rights of the creditor in relation to the debt.
Page 34 - In case the insured and this Company shall fail to agree as to the actual cash value or the amount of loss, then, on the written demand of either, each shall select a competent and disinterested appraiser and notify the other of the appraiser selected within twenty days of such demand.