Fire Insurance Inspection & Underwriting: An Encyclopedic Handbook Defining Insurance Terms, the Policy Contract, Special Forms, and Describing Processes and Materials Used in Mercantile and Manufacturing Establishments, and Their Fire Hazards |
From inside the book
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Page 15
... amount of loss thereon . ” In all cases where the total loss on goods does not exceed , say 10 to 15 per cent of the stock , taking the claimant's verbal statement of the amount of and class of goods in the part of the building where ...
... amount of loss thereon . ” In all cases where the total loss on goods does not exceed , say 10 to 15 per cent of the stock , taking the claimant's verbal statement of the amount of and class of goods in the part of the building where ...
Page 34
... amount , date of commence- ment and expiration , property covered , liens and encum- brances . See Binder . APPRAISAL - According to the N. Y. Standard Policy . In case the insured and this Company shall fail to agree as to the amount ...
... amount , date of commence- ment and expiration , property covered , liens and encum- brances . See Binder . APPRAISAL - According to the N. Y. Standard Policy . In case the insured and this Company shall fail to agree as to the amount ...
Page 35
... amount in advance so that the policies will comply with the provisions of the co - insurance clause . Ap- praisers ' fees are usually as follows : Valuation $ 10,000 or un- der , $ 10 ; $ 10,000 to $ 20,000 , $ 1 per thousand ; $ 20,000 ...
... amount in advance so that the policies will comply with the provisions of the co - insurance clause . Ap- praisers ' fees are usually as follows : Valuation $ 10,000 or un- der , $ 10 ; $ 10,000 to $ 20,000 , $ 1 per thousand ; $ 20,000 ...
Page 46
... amount of loss , but it does mean that where there is a deficiency of insurance , payment is made only in the ratio that the insurance bears to 80 per cent of the actual or cash value of the property cov- ered . The clause is ...
... amount of loss , but it does mean that where there is a deficiency of insurance , payment is made only in the ratio that the insurance bears to 80 per cent of the actual or cash value of the property cov- ered . The clause is ...
Page 47
... amount each owner collects . The person carrying the larger policy has been discriminated against , as his neighbor collects 100 per cent of insurance to his 50 per cent . The 80 per cent clause is used where the actual or sound value ...
... amount each owner collects . The person carrying the larger policy has been discriminated against , as his neighbor collects 100 per cent of insurance to his 50 per cent . The 80 per cent clause is used where the actual or sound value ...
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Common terms and phrases
alcohol ammonia aniline asbestos benzine boiler brick building burning carbon cause ceiling celluloid cement cent chemical cleaning coal colors concrete construction cotton covered damage dried dry rooms dust dyeing electric explosive extinguish factories Fair insurance risks feet fibre fire doors fireproof flame flash flash point floor frame furnace gas-heated gasoline glass hazard heat ignite inches inflammable iron kettles liable light linseed oil liquid loss machine machinery manufacturing material metal mill mixed mixture moral hazard naphtha nitrate nitric nitric acid oxide oxygen paint paper pipe placed plant plate Poor fire record potash powder pressure prevent protection pump roof rubber rubber cement shafts shellac smoke smoke pipe soda spontaneous combustion sprinkler steam steel storage stored stoves substance sulphuric acid tank temperature terra cotta tion turpentine underwriters usually valve vapor varnish wall wire wood woodwork
Popular passages
Page 553 - This Company shall not be liable for a greater proportion of any loss than the amount hereby insured shall bear to the whole insurance covering the property against the peril involved, whether collectible or not.
Page 283 - ... their own, or held by them in trust or on commission, or sold but not delivered...
Page 403 - This policy shall cover any direct loss or damage caused by Lightning (meaning thereby the commonly accepted use of the term Lightning...
Page 435 - ... in case of any fraud or false swearing by the insured touching any matter relating to this insurance or the subject thereof, whether before or after a loss.
Page 413 - ... within sixty days after the fire, unless such time is extended in writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire; the interest of the insured and of all others in the property; the cash value of each item thereof, and the amount of loss thereon...
Page 480 - ... if any change other than by the death of an insured, take place in the interest, title or possession of the subject of insurance (except change of occupants without increase of hazard) whether by legal process or judgment or by voluntary act of the insured, or otherwise...
Page 480 - ... if the interest of the insured be other than unconditional and sole ownership; or if the subject of insurance be a building on ground, not owned by the insured in fee simple...
Page 413 - If fire occur the Insured shall give immediate notice of any loss thereby In writing to this company, protect the property from further damage, forthwith separate the damaged and undamaged personal property, put it in the best possible order, make a complete inventory of the same, stating the quantity and cost of each article and the amount claimed thereon...
Page 660 - It is the substitution of another person in the place of a creditor, so that the person in whose favor it is exercised succeeds to the rights of the creditor in relation to the debt.
Page 34 - In case the insured and this Company shall fail to agree as to the actual cash value or the amount of loss, then, on the written demand of either, each shall select a competent and disinterested appraiser and notify the other of the appraiser selected within twenty days of such demand.