Flitcraft Life Insurance Manual, Volume 26A. J. Flitcraft, 1913 - Insurance, Life |
From inside the book
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Page 4
... unpaid premium for the current policy year ; and the amount due from the Company by reason of the maturity of the endowment , or the cash value or the loan value , or the dividends if paid during the life- time of the insured , shall be ...
... unpaid premium for the current policy year ; and the amount due from the Company by reason of the maturity of the endowment , or the cash value or the loan value , or the dividends if paid during the life- time of the insured , shall be ...
Page 16
... unpaid portion of the premium for the policy year current at death ) will be deducted in any settlement or payment under this policy . MODIFICATIONS . - No condition , provision or privilege of this policy can be waived or modified in ...
... unpaid portion of the premium for the policy year current at death ) will be deducted in any settlement or payment under this policy . MODIFICATIONS . - No condition , provision or privilege of this policy can be waived or modified in ...
Page 18
... unpaid will be commuted at the rate of three and one - half per centum per annum interest and payment of the commuted amount will be made in one sum to the beneficiary's estate . The beneficiary shall have the right to assign any unpaid ...
... unpaid will be commuted at the rate of three and one - half per centum per annum interest and payment of the commuted amount will be made in one sum to the beneficiary's estate . The beneficiary shall have the right to assign any unpaid ...
Page 22
... unpaid balance of the premium for the cur- rent Policy year , and will collect interest in advance on the loan to the end of the current Policy year ; said loan may be deferred for not exceeding ninety days after application therefor is ...
... unpaid balance of the premium for the cur- rent Policy year , and will collect interest in advance on the loan to the end of the current Policy year ; said loan may be deferred for not exceeding ninety days after application therefor is ...
Page 24
... unpaid Instal ments unless such right is given by the Insured to the Beneficiar in writing , and is endorsed on this Policy by the Company at it Home Office , during the life - time of the Insured . APPLICATION . I hereby agree that ...
... unpaid Instal ments unless such right is given by the Insured to the Beneficiar in writing , and is endorsed on this Policy by the Company at it Home Office , during the life - time of the Insured . APPLICATION . I hereby agree that ...
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Common terms and phrases
15 Annual Premiums 20-Premiums Life Policies accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity Cash or Loan cash surrender value cash value cent and divide centum per annum Company's computed Contingent Beneficiary Continuous Annual Premiums current policy Death of Insured deducted disability dividend additions due proof elect end of 20-Premiums end of 20-Year endorsement Endowment at end Extended Insurance following table fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months option paid in cash paid-up additions PAID-UP VALUES pany payee payment of premiums policy issued premium paid President provided Premiums purchase Pure Endt quarterly rates rates add reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof three full unpaid year's premium Yrs Yrs Yrs
Popular passages
Page 7 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Page 457 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 397 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 42 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 177 - In force, designate a new beneficiary, with or without reserving right of revocation, by filing written notice thereof at the home office of the company accompanied by the policy for suitable Indorsement thereon. Such change shall take effect when indorsed on the policy by the company and not before.
Page 273 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 41 - I expressly waive on behalf of myself and of any person who shall have or claim any interest in any policy issued hereunder, all provisions of law forbidding any physician or other person who has heretofore attended or examined me, or who may hereafter attend or examine me, from disclosing any knowledge or information which he thereby acquired.
Page 64 - After this policy shall have been in force three full years the owner, within one month after any default may elect (a) To accept the value of this policy in cash...
Page 38 - A provision that all premiums after the first premium shall be payable in advance, either at the home office of the company or to an agent of the company, upon delivery of a receipt signed by one or more of the officers who shall be designated in the policy.
Page 99 - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...