Flitcraft Life Insurance Manual, Volume 26A. J. Flitcraft, 1913 - Insurance, Life |
From inside the book
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Page 18
... full as stated in the " Consideration " paragraph shown on page three hereof , the amount of insurance payable here- under at the death of the Insured will be the sum of Ten Dol- lars ( $ 10.00 ) for each One Thousand Dollars of the ...
... full as stated in the " Consideration " paragraph shown on page three hereof , the amount of insurance payable here- under at the death of the Insured will be the sum of Ten Dol- lars ( $ 10.00 ) for each One Thousand Dollars of the ...
Page 20
... three full years ' premiums have been pai hereon the Company at any time while this Policy is in force wil loan upon the proper assignment of said Policy , and upon the sol security thereof , at a rate of interest which will not exceed ...
... three full years ' premiums have been pai hereon the Company at any time while this Policy is in force wil loan upon the proper assignment of said Policy , and upon the sol security thereof , at a rate of interest which will not exceed ...
Page 21
... full reserve hereon at the date of de- fault , according to the American Experience Table of Mortality , with interest at the rate of three and one - half per centum per an- num . If all premiums hereon , as shown on page three , have ...
... full reserve hereon at the date of de- fault , according to the American Experience Table of Mortality , with interest at the rate of three and one - half per centum per an- num . If all premiums hereon , as shown on page three , have ...
Page 25
... full amount , and no further premiums shall be re- quired . The amount of surplus on deposit may be withdrawn by the Insured at any time . Unless the Insured shall elect otherwise , within three months after the mailing by the Company ...
... full amount , and no further premiums shall be re- quired . The amount of surplus on deposit may be withdrawn by the Insured at any time . Unless the Insured shall elect otherwise , within three months after the mailing by the Company ...
Page 32
... three full annual premiums have been paid on this Bond , the Company will , upon legal surrender thereof by the insured , before default in the payment of any premium , or within three months thereafter , issue a non - partici- pating ...
... three full annual premiums have been paid on this Bond , the Company will , upon legal surrender thereof by the insured , before default in the payment of any premium , or within three months thereafter , issue a non - partici- pating ...
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Common terms and phrases
15 Annual Premiums 20 Annual 20-Premiums Life Policies accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity Beneficiary at Death Cash or Loan cash surrender value cash value cent and divide centum per annum Company's computed Continuous Annual Premiums current policy Death of Insured deducted disability dividend additions due proof elect end of 20-Premiums end of 20-Year endorsement Endowment at end Extended Insurance fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months option paid in cash paid-up additions PAID-UP VALUES pany payee payment of premiums policy issued premium paid President provided Premiums purchase Pure Endt quarterly rates rates add receipt reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof three full unpaid year's premium Yrs Yrs Yrs
Popular passages
Page 7 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Page 457 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 397 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 42 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 177 - In force, designate a new beneficiary, with or without reserving right of revocation, by filing written notice thereof at the home office of the company accompanied by the policy for suitable Indorsement thereon. Such change shall take effect when indorsed on the policy by the company and not before.
Page 273 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 41 - I expressly waive on behalf of myself and of any person who shall have or claim any interest in any policy issued hereunder, all provisions of law forbidding any physician or other person who has heretofore attended or examined me, or who may hereafter attend or examine me, from disclosing any knowledge or information which he thereby acquired.
Page 64 - After this policy shall have been in force three full years the owner, within one month after any default may elect (a) To accept the value of this policy in cash...
Page 38 - A provision that all premiums after the first premium shall be payable in advance, either at the home office of the company or to an agent of the company, upon delivery of a receipt signed by one or more of the officers who shall be designated in the policy.
Page 99 - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...