Flitcraft Life Insurance Manual, Volume 26A. J. Flitcraft, 1913 - Insurance, Life |
From inside the book
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Page 14
... thereof shall not maintain this policy in force beyond the due date of the next premium or installment , except as herein provided . GRACE IN PAYMENT OF PREMIUMS . - A grace of thirty - one ( 31 ) days will be granted for the payment of ...
... thereof shall not maintain this policy in force beyond the due date of the next premium or installment , except as herein provided . GRACE IN PAYMENT OF PREMIUMS . - A grace of thirty - one ( 31 ) days will be granted for the payment of ...
Page 15
... thereof from the Company . ( b ) The premium for loan insurance shall be computed at the insured's attained age at the time of making or renewing such loan insurance and shall be as indicated in the table on the back of this policy ...
... thereof from the Company . ( b ) The premium for loan insurance shall be computed at the insured's attained age at the time of making or renewing such loan insurance and shall be as indicated in the table on the back of this policy ...
Page 22
... thereof , at a rate of interest which will not exceed six per centum per annum , a sum equal to or at the option of the owner hereof , less than , the reserve hereon at the end of the current Policy year , including the reserve on any ...
... thereof , at a rate of interest which will not exceed six per centum per annum , a sum equal to or at the option of the owner hereof , less than , the reserve hereon at the end of the current Policy year , including the reserve on any ...
Page 25
... thereof , when the same matures as a death claim , shall be left with the Company as a trust fund for such period as the Insured may direct , the Beneficiary to receive semi - annually interest at the rate earned by the Company ( after ...
... thereof , when the same matures as a death claim , shall be left with the Company as a trust fund for such period as the Insured may direct , the Beneficiary to receive semi - annually interest at the rate earned by the Company ( after ...
Page 27
... thereof , this insurance hereunder will terminate one month after notice shall have been mailed to the last known address of the Insured and Assignee , if any . PAID - UP INSURANCE . - After premiums for two full years have been paid ...
... thereof , this insurance hereunder will terminate one month after notice shall have been mailed to the last known address of the Insured and Assignee , if any . PAID - UP INSURANCE . - After premiums for two full years have been paid ...
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Common terms and phrases
15 Annual Premiums 20-Premiums Life Policies 20-Year Endowment Policies accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity Cash or Loan cash surrender value cash value cent and divide centum per annum Company's computed Continuous Annual Premiums current policy Death of Insured deducted disability dividend additions due proof elect end of 20-Premiums end of 20-Year endorsement Endowment at end Extended Insurance fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe last birthday less any indebtedness loan value ment miums Months Years Months option paid in cash paid-up additions PAID-UP VALUES pany payee payment of premiums policy issued premium paid President provided Premiums purchase Pure Endt quarterly rates rates add receipt reserve Secretary semi-annual rates surplus Table of Mortality take effect term insurance thereafter thereof three full unpaid Yrs Yrs Yrs
Popular passages
Page 11 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Page 465 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 405 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 48 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 185 - In force, designate a new beneficiary, with or without reserving right of revocation, by filing written notice thereof at the home office of the company accompanied by the policy for suitable Indorsement thereon. Such change shall take effect when indorsed on the policy by the company and not before.
Page 281 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 47 - I expressly waive on behalf of myself and of any person who shall have or claim any interest in any policy issued hereunder, all provisions of law forbidding any physician or other person who has heretofore attended or examined me, or who may hereafter attend or examine me, from disclosing any knowledge or information which he thereby acquired.
Page 70 - After this policy shall have been in force three full years the owner, within one month after any default may elect (a) To accept the value of this policy in cash...
Page 44 - A provision that all premiums after the first premium shall be payable in advance, either at the home office of the company or to an agent of the company, upon delivery of a receipt signed by one or more of the officers who shall be designated in the policy.
Page 105 - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...