Flitcraft Life Insurance Manual, Volume 26A. J. Flitcraft, 1913 - Insurance, Life |
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Page 1
Twenty - Sixth Annual Edition March , 1913 LIFE INSURANCE MANUAL Application Agreements and Complete Policy Forms of Seventy - Two Life Insurance Companies Premium Rates ( Participating and Nonparticipating ) , Letters Re Reserve Bases ...
Twenty - Sixth Annual Edition March , 1913 LIFE INSURANCE MANUAL Application Agreements and Complete Policy Forms of Seventy - Two Life Insurance Companies Premium Rates ( Participating and Nonparticipating ) , Letters Re Reserve Bases ...
Page 6
... INSURANCE WILL TERMINATE FOR NON - PAYMENT OF INTEREST . - Interest on any indebtedness hereon not paid when due ... term insurance without the right to loans the sum in- sured by this policy and dividend additions , if any , less any ...
... INSURANCE WILL TERMINATE FOR NON - PAYMENT OF INTEREST . - Interest on any indebtedness hereon not paid when due ... term insurance without the right to loans the sum in- sured by this policy and dividend additions , if any , less any ...
Page 7
... term or paid - up in- surance above provided . The extended term insurance or the paid - up policy above pro- vided will be entitled to a cash surrender value of the entire reserve existing thereon at the time of surrender according to ...
... term or paid - up in- surance above provided . The extended term insurance or the paid - up policy above pro- vided will be entitled to a cash surrender value of the entire reserve existing thereon at the time of surrender according to ...
Page 12
20 PREMIUMS ( FIRST YEAR TERM AND 19 PREMIUMS ) ENDOWMENT AT 85 POLICY , NONPARTICIPATING NUMBER 99999 . AMOUNT $ 10,000 . AGE 35 . PREMIUM $ 306.50 . AMERICAN CENTRAL LIFE INSURANCE COMPANY INDIANAPOLIS . Agrees to Pay Ten Thousand ...
20 PREMIUMS ( FIRST YEAR TERM AND 19 PREMIUMS ) ENDOWMENT AT 85 POLICY , NONPARTICIPATING NUMBER 99999 . AMOUNT $ 10,000 . AGE 35 . PREMIUM $ 306.50 . AMERICAN CENTRAL LIFE INSURANCE COMPANY INDIANAPOLIS . Agrees to Pay Ten Thousand ...
Page 14
... insurance as a death claim from pay- ment in one sum to payment in equal annual installments as pro- vided on the ... term insurance from the date of such default . The Cash Value shall be the sum indicated in the Table of Loans and ...
... insurance as a death claim from pay- ment in one sum to payment in equal annual installments as pro- vided on the ... term insurance from the date of such default . The Cash Value shall be the sum indicated in the Table of Loans and ...
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Common terms and phrases
15 Annual Premiums 20 Annual 20-Premiums Life Policies accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity Beneficiary at Death Cash or Loan cash surrender value cash value cent and divide centum per annum Company's computed Continuous Annual Premiums current policy Death of Insured deducted disability dividend additions due proof elect end of 20-Premiums end of 20-Year endorsement Endowment at end Extended Insurance fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months option paid in cash paid-up additions PAID-UP VALUES pany payee payment of premiums policy issued premium paid President provided Premiums purchase Pure Endt quarterly rates rates add receipt reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof three full unpaid year's premium Yrs Yrs Yrs
Popular passages
Page 7 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Page 457 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 397 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 42 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 177 - In force, designate a new beneficiary, with or without reserving right of revocation, by filing written notice thereof at the home office of the company accompanied by the policy for suitable Indorsement thereon. Such change shall take effect when indorsed on the policy by the company and not before.
Page 273 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 41 - I expressly waive on behalf of myself and of any person who shall have or claim any interest in any policy issued hereunder, all provisions of law forbidding any physician or other person who has heretofore attended or examined me, or who may hereafter attend or examine me, from disclosing any knowledge or information which he thereby acquired.
Page 64 - After this policy shall have been in force three full years the owner, within one month after any default may elect (a) To accept the value of this policy in cash...
Page 38 - A provision that all premiums after the first premium shall be payable in advance, either at the home office of the company or to an agent of the company, upon delivery of a receipt signed by one or more of the officers who shall be designated in the policy.
Page 99 - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...