Flitcraft Life Insurance Manual, Volume 26A. J. Flitcraft, 1913 - Insurance, Life |
From inside the book
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Page 15
... hereunder may be covered by loan insurance , which loan insurance shall be applied in the event this policy matures as a death claim , to the cancellation of any such cash loan . Loan insurance will be granted only under the following ...
... hereunder may be covered by loan insurance , which loan insurance shall be applied in the event this policy matures as a death claim , to the cancellation of any such cash loan . Loan insurance will be granted only under the following ...
Page 20
... hereunder or may be commuted at three and one - half per centum compound inter- est and paid in one sum to said Beneficiary . The above Disability Benefits are payable as hereinafter pro- vided . GUARANTEED ANNUAL ADDITIONS . If this ...
... hereunder or may be commuted at three and one - half per centum compound inter- est and paid in one sum to said Beneficiary . The above Disability Benefits are payable as hereinafter pro- vided . GUARANTEED ANNUAL ADDITIONS . If this ...
Page 21
... hereunder shall cease , except as otherwise provided in this Policy . The method of payment of premiums hereon may be changed at any time after the first Policy year upon application to the Home Office before the end of the month of ...
... hereunder shall cease , except as otherwise provided in this Policy . The method of payment of premiums hereon may be changed at any time after the first Policy year upon application to the Home Office before the end of the month of ...
Page 22
... hereunder shall continue in force ; if how ever , the Insured shall die within said period of grace , the unpai balance of the premium for the current Policy year will be de ducted in any settlement hereunder . INCONTESTABILITY . - This ...
... hereunder shall continue in force ; if how ever , the Insured shall die within said period of grace , the unpai balance of the premium for the current Policy year will be de ducted in any settlement hereunder . INCONTESTABILITY . - This ...
Page 30
... hereunder , all provisions of law forbidding any physician or oth person who has attended or examined me , or who may hereaft attend or examine me , from disclosing any knowledge or inform tion which he may thereby acquire ; ( 3 ) That ...
... hereunder , all provisions of law forbidding any physician or oth person who has attended or examined me , or who may hereaft attend or examine me , from disclosing any knowledge or inform tion which he may thereby acquire ; ( 3 ) That ...
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Common terms and phrases
15 Annual Premiums 20-Premiums Life Policies accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity Cash or Loan cash surrender value cash value cent and divide centum per annum Company's computed Contingent Beneficiary Continuous Annual Premiums current policy Death of Insured deducted disability dividend additions due proof elect end of 20-Premiums end of 20-Year endorsement Endowment at end Extended Insurance following table fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months option paid in cash paid-up additions PAID-UP VALUES pany payee payment of premiums policy issued premium paid President provided Premiums purchase Pure Endt quarterly rates rates add reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof three full unpaid year's premium Yrs Yrs Yrs
Popular passages
Page 7 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Page 457 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 397 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 42 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 177 - In force, designate a new beneficiary, with or without reserving right of revocation, by filing written notice thereof at the home office of the company accompanied by the policy for suitable Indorsement thereon. Such change shall take effect when indorsed on the policy by the company and not before.
Page 273 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 41 - I expressly waive on behalf of myself and of any person who shall have or claim any interest in any policy issued hereunder, all provisions of law forbidding any physician or other person who has heretofore attended or examined me, or who may hereafter attend or examine me, from disclosing any knowledge or information which he thereby acquired.
Page 64 - After this policy shall have been in force three full years the owner, within one month after any default may elect (a) To accept the value of this policy in cash...
Page 38 - A provision that all premiums after the first premium shall be payable in advance, either at the home office of the company or to an agent of the company, upon delivery of a receipt signed by one or more of the officers who shall be designated in the policy.
Page 99 - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...