Insurance, Principles and Practices |
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Page 68
... named bene- ficiary . He may also stipulate that in case of his prior death the proceeds shall be paid in installments in accordance with any of the arrangements mentioned on a previous page . There are frequently other and more ...
... named bene- ficiary . He may also stipulate that in case of his prior death the proceeds shall be paid in installments in accordance with any of the arrangements mentioned on a previous page . There are frequently other and more ...
Page 122
... named as beneficiary ; some laws going so far as to include dependent relatives . However , most such statutes place some limitation on the amount of this exemption by specifying some maximum annual premium , such as $ 500 in the State ...
... named as beneficiary ; some laws going so far as to include dependent relatives . However , most such statutes place some limitation on the amount of this exemption by specifying some maximum annual premium , such as $ 500 in the State ...
Page 123
... named as beneficiary he will receive the full amount of the policy if the insured dies , and if the debt has been de- creased in the meantime he may receive more than his due . The best method to prevent this is for the insured to name ...
... named as beneficiary he will receive the full amount of the policy if the insured dies , and if the debt has been de- creased in the meantime he may receive more than his due . The best method to prevent this is for the insured to name ...
Page 128
... named as beneficiaries , and assignment to persons outside of this group is prohibited . Nevertheless , there is nothing inherently wrong with fra- ternal insurance and its future possibilities are very great . This is true more ...
... named as beneficiaries , and assignment to persons outside of this group is prohibited . Nevertheless , there is nothing inherently wrong with fra- ternal insurance and its future possibilities are very great . This is true more ...
Page 133
... named in the policy . An exception to this is where the State laws compel payments to be made direct to the beneficiary . Factors affecting the group premium . - The computation of the premium that is quoted is based on numerous factors ...
... named in the policy . An exception to this is where the State laws compel payments to be made direct to the beneficiary . Factors affecting the group premium . - The computation of the premium that is quoted is based on numerous factors ...
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Common terms and phrases
accident actual cash value Agent amount of insurance ance Appendix XXX application assignment Attorney-in-Fact automobile average beneficiary benefit bond cancellation cargo cars cash value caused cent charged clause coinsurance commissions contract Corporation cost court coverage covered credit insurance death claims debtor deducted disability dividends earned employer endorsement endowment endowment policy expenses fire insurance forms of insurance fund furnish hazard hereby hereunder Home Office indemnity injury insolvency insurable interest insurance company insurance policy issued liability limited loan loss or damage marine insurance ment method moral hazard mortgagee notice occupation operation owner paid pany party payable payment period person policy-holders present value principal proof of loss property insured protection reduced reserve result risks schedule single premium specified subrogated surance surety term territory thereof tion title insurance underwriter unearned premium usually vessel written York
Popular passages
Page 206 - This company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority ; or by theft ; or by neglect of the insured to use all reasonable means to save and preserve the property at and after a fire, or when the property is endangered by fire in neighboring premises...
Page 438 - ... no officer, agent, or representative shall have such power or be deemed or held to have waived such provisions or conditions unless such waiver, if any, shall be written upon or attached hereto, nor shall any privilege or permission affecting the insurance under this Policy exist or be claimed by the insured unless so written or attached.
Page 222 - ... shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto, and as to such provisions and conditions no officer, agent, or representative shall have such power or be deemed or held to have waived such provisions or conditions unless such waiver, if any, shall be written upon or attached hereto...
Page 260 - The insured, as often as may be reasonably required, shall exhibit to any person designated by this Company all that remains of any property herein described, and submit to examinations under oath by any person named by this Company, and subscribe the same...
Page 402 - Written notice of injury or of sickness on which claim may be based must be given to the Company within twenty days after the date of the accident causing such injury or within ten days after the commencement of disability from such sickness.
Page 475 - The appraisers shall then appraise the loss, stating separately actual cash value and loss to each item; and, failing to agree, shall submit their differences, only, to the umpire. An award in writing, so itemized, of any two when filed with this Company shall determine the amount of actual cash value and loss. Each appraiser shall be paid by the party selecting him and the expenses of appraisal and umpire shall be paid by the parties equally.
Page 264 - This Company shall not be liable for a greater proportion of any loss than the amount hereby insured shall bear to the whole insurance covering the property against the peril involved, whether collectible or not.
Page 259 - ... within sixty days after the fire, unless such time is extended in writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire, the interest of the insured and of all others in the property; the cash value of each item thereof and the amount of loss thereon...
Page 263 - No suit or action on this policy for the recovery of any claim shall be sustainable in any court of law or equity until after full compliance by the insured with all the foregoing requirements, nor unless commenced within twelve months next after the fire.
Page 221 - ... if any change other than by the death of an insured, take place in the interest, title or possession of the subject of insurance (except change of occupants without increase of hazard) whether by legal process or judgment or by voluntary act of the insured, or otherwise...