The Law of Insurance: A Treatise on the Law of Insurance, Including Fire, Life, Accident, Casuality, Title, Credit and Guaranty Insurance in Every Form

Front Cover
Bowen-Merrill Company, 1903 - Insurance law - 531 pages
 

Contents

Interest of the assignee continued
59
Interest based upon relationship
61
Interest based upon relationship continued
63
Illustrations of insurable interest in life
64
Right of assignee without interest to recover premiums paid
67
Want of interest as a defense under incontestable clause
69
Description of interest
70
PART III
71
Duty of applicant
72
Modern rule in the United States
74
What must be communicated
75
Where specific inquiries are made
76
Basis of the rule
77
Where no written application is made
78
Incomplete answers to inquiries
79
Answers calculated to misleadIrresponsive answers
80
Concealment through inadvertence or negligence
81
Concealment or misrepresentation by agent
82
Knowledge of the agent continued
83
CHAPTER VI
86
RepresentationsDefinition
87
Affirmative and promissory warranties
88
Effect of breach of warranty
89
Construction of statements in the application
90
Construction
91
Oral representations
93
Statement of expectation or belief
94
Affirmative and promissory representationsContinuing war ranties
95
Oral promissory representations
96
Conclusion
98
Misrepresentation by agent
99
Effect of misrepresentation
100
MaterialityOpinion of experts
101
Burden of proof
102
Statutory provisions
104
The Massachusetts statute
105
Similar provisions in other states
106
Controlling force of such statutes
107
PART IV
109
The Premium in Ordinary Insurance 126 Nature of premium
110
Obligation to pay premium
111
PaymentCondition precedentForfeiture
112
Manner time and place of payment
114
The giving of a promissory note
115
Payment after loss or death
117
Paidup policies
118
SECTION PAGE 134 Notice of time when premium is due
119
Right to recover premiums paid
121
Assessments in Mutual Companies and Benevolent Societies 136 Dues and assessments
122
Liability to assessment
123
Withdrawal of member
124
Death during period of suspension
125
WaiverEstoppel
126
PART V
128
Statutory provisions relating to insurance agents
129
Construction of such statutes
130
Evidence of agency
131
Various special agents
133
Subagents and clerks
134
Insurance brokers
135
Powers of agents
137
Restrictions in application or policy
138
Limitations on authority of agent
139
160a Limitations on authorityContinued
140
Limitations contained in applicationConstructive notice
142
Preparation of application
143
Notice
144
Notice of loss to local agent
146
PART VI
164
Where the words valid or invalid do not appear
223
Consent of the companyWaiver
226
Policy covering a part of the property
227
Operation of manufacturing establishment
229
Running after hours
232
Increase of risk
233
Changes in adjoining property
236
Effect of increase of hazard
237
RepairsEmployment of mechanics
238
Ownership
241
Incumbrances
244
Illustrations
246
Illustrations of breach of condition
249
Building on leased ground
251
Incumbrance by chattel mortgage
252
Foreclosure proceedings
255
Generation of illuminating gas
258
Scope of provision
259
Transfer of part interest
260
Executory contract of sale
261
Incumbrances
263
Defeasible conveyances
265
Sale with purchasemoney mortgage
266
Transfers between joint owners
269
By judgment
271
By partition
272
Transfer by death
273
Lease of the property
274
Vacancy
285
Illustrations of construction of this provision
291
Illustrations
297
What amounts to a cancellation
303
Immediate notice
312
Failure to produce books
326
Validity of provision
332
Condition precedent
339
323
347
An option reserved
354
Time when limitation begins to
360
CHAPTER XIII
362
PART VII
382
Transmission of interest of beneficiary
387
Manner of changing beneficiary
394
Powers of Agent
401
Manner of making assignment
407
370
413
etc
420
Health and freedom from disease
421
Bodily injuries
424
Family relationship
425
Other insurance
426
Rejection of former application
427
CHAPTER XV
429
External violent or accidental injuries
430
Risks of travel
432
Inhaling gasPoison
433
Occupation or employment
435
External signs
436
Excepted Risks 397 Effect of negligence
437
Bodily infirmity or disease
440
Injuries intentionally inflicted by others
441
Injuries received while engaged in violation of law
443
Injuries received while intoxicated
446
General Provisions 403 Amount of recoveryDisability
447
ConstructionEffect of existing judicial decisions
449
Notice of injury or claim
458
Credit Insurance
465
Copyright

Other editions - View all

Common terms and phrases

Bibliographic information