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action agent agreed agreement amount answer appeared application assured avoid the policy bound building called cargo cause charge circumstances clause communicated concealment condition considered contained continued contract court defendant effect entered error evidence exist express fact false fire fraud give given ground held increase instructions Insurance Company intention interest issued judge judgment jury knowledge known letter Lord loss lost marine material matter meaning misrepresentation Mutual nature necessary object obtained occupied opinion owner particular parties person plaintiff policy of insurance port premises premium present principle proposal proved question reason received recover reference regard relation representation respect risk rule sailed ship statement taken tion trial true underwriter unless verdict vessel void voyage warranty whole written
Page 876 - This company shall not be liable beyond the. actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation, however caused, and shall in no event exceed what it would then cost the insured to repair t>r replace the same with material of like kind and quality...
Page 593 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any contract of insurance ; * or if the interest of the insured be other than unconditional and sole ownership...
Page 628 - ... if any change, other than by the death of an insured, take place in the interest, title or possession of the subject of insurance, * * * whether by legal process or judgment or by voluntary act of the insured, or otherwise.
Page 188 - On cotton in bales, their own, or held by them in trust, or on commission, or on joint account with others, or sold but not delivered, contained In McGhee's warehouse, situated in North Port, Alabama.
Page 218 - ... obtained a rule to show cause why there should not be a new trial.
Page 541 - ... (any usage or custom of trade or manufacture to the contrary notwithstanding...
Page 43 - interest or no interest," or "without further proof of interest than the policy itself," or "without benefit of salvage to the insurer...
Page 573 - If the above-mentioned premises shall be occupied or used so as to increase the risk, or become vacant and unoccupied for a period of more than ten days...
Page 382 - Company that the foregoing is a just, full and true exposition of all the facts and circumstances in regard to the condition, situation, value and risk of the property to be insured, so far as the same are known to the applicant and are material. to the risk...
Page 200 - The proposal and declaration contained the usual particulars, and proceeded as follows : — " I declare that the above written particulars are correct, and true throughout, and I agree that this proposal and declaration shall be the basis of the contract...