Flitcraft Life Insurance Manual, Volume 27A. J. Flitcraft, 1914 - Insurance, Life |
From inside the book
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Page 6
... thereof . Failure to pay any loan or interest due thereon will avoid this policy when the total indebtedness hereon to the Company shall equal or exceed the loan value at the time of such failure , but not before that time , nor until ...
... thereof . Failure to pay any loan or interest due thereon will avoid this policy when the total indebtedness hereon to the Company shall equal or exceed the loan value at the time of such failure , but not before that time , nor until ...
Page 9
... thereof . 22. INSTALMENTS FOR LIMITED PERIOD . - Second . The payment of equal annual instalments for a limited number of years . The amount of instalment for each one thousand dollars in the net sum payable is shown in Table B. 23 ...
... thereof . 22. INSTALMENTS FOR LIMITED PERIOD . - Second . The payment of equal annual instalments for a limited number of years . The amount of instalment for each one thousand dollars in the net sum payable is shown in Table B. 23 ...
Page 12
... thereof shall not maintain this policy in force beyond the due date of the next premium or installment , except as herein provided . GRACE IN PAYMENT OF PREMIUMS . - A grace of thirty - one ( 31 ) days will be granted for the payment of ...
... thereof shall not maintain this policy in force beyond the due date of the next premium or installment , except as herein provided . GRACE IN PAYMENT OF PREMIUMS . - A grace of thirty - one ( 31 ) days will be granted for the payment of ...
Page 13
... thereof from the Company . ( b ) The premium for loan insurance shall be computed at the insured's attained age at the time of making or renewing such loan insurance and shall be as indicated in the table on the back of this policy ...
... thereof from the Company . ( b ) The premium for loan insurance shall be computed at the insured's attained age at the time of making or renewing such loan insurance and shall be as indicated in the table on the back of this policy ...
Page 23
... thereof has been filed at the Home Office of the Com- pany , which shall not be responsible for the legality of any assign- ment , and any claim hereunder by an assignee shall be subject to proof of assignment and extent thereof ...
... thereof has been filed at the Home Office of the Com- pany , which shall not be responsible for the legality of any assign- ment , and any claim hereunder by an assignee shall be subject to proof of assignment and extent thereof ...
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Common terms and phrases
15 Annual Premiums 20-Year Endowment accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity attained age Cash or Loan cash surrender value cash value cent and divide centum per annum Company's Continuous Annual Premiums current policy deducted Disability Benefits dividend additions due proof elect end of 20-Premiums endorsement Endowment at end Endowment Policies Extended Insurance face amount fully paid further Payment grace Guaranteed hereby hereto Home Office Income indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months Nonparticipating one-half per cent option paid in cash paid-up additions Paid-up Insurance pany payee payment of premiums permanent disability policy issued premium paid President purchase Pure Endt reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof Thousand Dollars total and permanent unpaid waive written request year's premium Yrs Yrs Yrs
Popular passages
Page 94 - American experience table of mortality with interest at the rate of four and onehalf per cent, per annum after deducting any indebtedness of the insured on account of any annual or semi-annual or quarterly premium then due.
Page 340 - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
Page 498 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 257 - ... will purchase as a net single premium at the attained age of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 508 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 51 - January first, eighteen hundred and ninetytwo, at the rates based upon the American experience table of mortality with interest at the rate...
Page 445 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 445 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 48 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 71 - ... shall be incontestable after it has been in force during the lifetime of the 'insured, for a period of not more than two years from its date, except for nonpayment of premiums...