Flitcraft Life Insurance Manual, Volume 27A. J. Flitcraft, 1914 - Insurance, Life |
From inside the book
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Page 9
... PERIOD . - Second . The payment The of equal annual instalments for a limited number of years . amount of instalment for each one thousand dollars in the net sum payable is shown in Table B. 23. INSTALMENTS DURING LIFE . - Third . The ...
... PERIOD . - Second . The payment The of equal annual instalments for a limited number of years . amount of instalment for each one thousand dollars in the net sum payable is shown in Table B. 23. INSTALMENTS DURING LIFE . - Third . The ...
Page 13
... periods less than a year the premium for each month or fraction thereof shall be one - tenth of the premium for one year , but in no event to exceed the premium for one year . ( c ) Loan insurance will not be granted for a period ...
... periods less than a year the premium for each month or fraction thereof shall be one - tenth of the premium for one year , but in no event to exceed the premium for one year . ( c ) Loan insurance will not be granted for a period ...
Page 14
... period of grace following any default in the payment of premiums , either ( a ) To surrender this policy at the Home ... period of the Extended Term Insurance shall , in the ab- sence of indebtedness , be the period indicated in the ...
... period of grace following any default in the payment of premiums , either ( a ) To surrender this policy at the Home ... period of the Extended Term Insurance shall , in the ab- sence of indebtedness , be the period indicated in the ...
Page 15
... period indicated in the absence of indebtedness , such excess shall be applied as a net single premium to purchase pure endowment payable to the insured in cash if living at the end of such period . If the insured shall not , during the ...
... period indicated in the absence of indebtedness , such excess shall be applied as a net single premium to purchase pure endowment payable to the insured in cash if living at the end of such period . If the insured shall not , during the ...
Page 20
... period , this Policy will be continued in force as an annual dividend policy , and the accumulated profits will be paid to said Insured in cash . PAYMENT OF PREMIUMS . - All premiums under this Policy are payable in advance either at ...
... period , this Policy will be continued in force as an annual dividend policy , and the accumulated profits will be paid to said Insured in cash . PAYMENT OF PREMIUMS . - All premiums under this Policy are payable in advance either at ...
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Common terms and phrases
15 Annual Premiums 20-Year Endowment accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity attained age Cash or Loan cash surrender value cash value cent and divide centum per annum Company's Continuous Annual Premiums current policy deducted Disability Benefits dividend additions due proof elect end of 20-Premiums endorsement Endowment at end Endowment Policies Extended Insurance face amount fully paid further Payment grace Guaranteed hereby hereto Home Office Income indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months Nonparticipating one-half per cent option paid in cash paid-up additions Paid-up Insurance pany payee payment of premiums permanent disability policy issued premium paid President purchase Pure Endt reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof Thousand Dollars total and permanent unpaid waive written request year's premium Yrs Yrs Yrs
Popular passages
Page 94 - American experience table of mortality with interest at the rate of four and onehalf per cent, per annum after deducting any indebtedness of the insured on account of any annual or semi-annual or quarterly premium then due.
Page 340 - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
Page 498 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 257 - ... will purchase as a net single premium at the attained age of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 508 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 51 - January first, eighteen hundred and ninetytwo, at the rates based upon the American experience table of mortality with interest at the rate...
Page 445 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 445 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 48 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 71 - ... shall be incontestable after it has been in force during the lifetime of the 'insured, for a period of not more than two years from its date, except for nonpayment of premiums...