Flitcraft Life Insurance Manual, Volume 27A. J. Flitcraft, 1914 - Insurance, Life |
From inside the book
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Page 12
... deducted any existing indebtedness on or se- cured by the policy and any unpaid balance of the premium for the current policy year . Interest , at a rate not to exceed six per centum per annum , will be collected on the loan to the end ...
... deducted any existing indebtedness on or se- cured by the policy and any unpaid balance of the premium for the current policy year . Interest , at a rate not to exceed six per centum per annum , will be collected on the loan to the end ...
Page 14
... deducted in any settlement or payment under this policy . MODIFICATIONS . - No condition , provision or privilege of this policy can be waived or modified in any case except by an endorse- ment hereon signed by the President , the First ...
... deducted in any settlement or payment under this policy . MODIFICATIONS . - No condition , provision or privilege of this policy can be waived or modified in any case except by an endorse- ment hereon signed by the President , the First ...
Page 15
ness the same shall be deducted from the sum of the net values of the Extended Term Insurance and Pure Endowment otherwise avail- able and the amount of insurance continued for the period pur- chased by such difference applied as a net ...
ness the same shall be deducted from the sum of the net values of the Extended Term Insurance and Pure Endowment otherwise avail- able and the amount of insurance continued for the period pur- chased by such difference applied as a net ...
Page 17
... deducted from the sum payable under the policy , and the benefits provided in the policy shall , in all respects , continue the same as if payment of the premiums waived had actually been made to the Company , so that the loan and non ...
... deducted from the sum payable under the policy , and the benefits provided in the policy shall , in all respects , continue the same as if payment of the premiums waived had actually been made to the Company , so that the loan and non ...
Page 23
... deducted in any settlement hereunder upon the death of the In- sured or in the payment of any other benefit . If this Policy shall lapse and there shall be an indebtedness hereon , the said indebted- ness will be deducted from the Cash ...
... deducted in any settlement hereunder upon the death of the In- sured or in the payment of any other benefit . If this Policy shall lapse and there shall be an indebtedness hereon , the said indebted- ness will be deducted from the Cash ...
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Common terms and phrases
15 Annual Premiums 20-Year Endowment accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity attained age Cash or Loan cash surrender value cash value cent and divide centum per annum Company's Continuous Annual Premiums current policy deducted Disability Benefits dividend additions due proof elect end of 20-Premiums endorsement Endowment at end Endowment Policies Extended Insurance face amount fully paid further Payment grace Guaranteed hereby hereto Home Office Income indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months Nonparticipating one-half per cent option paid in cash paid-up additions Paid-up Insurance pany payee payment of premiums permanent disability policy issued premium paid President purchase Pure Endt reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof Thousand Dollars total and permanent unpaid waive written request year's premium Yrs Yrs Yrs
Popular passages
Page 94 - American experience table of mortality with interest at the rate of four and onehalf per cent, per annum after deducting any indebtedness of the insured on account of any annual or semi-annual or quarterly premium then due.
Page 340 - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
Page 498 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 257 - ... will purchase as a net single premium at the attained age of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 508 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 51 - January first, eighteen hundred and ninetytwo, at the rates based upon the American experience table of mortality with interest at the rate...
Page 445 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 445 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 48 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 71 - ... shall be incontestable after it has been in force during the lifetime of the 'insured, for a period of not more than two years from its date, except for nonpayment of premiums...