Flitcraft Life Insurance Manual, Volume 27; Volume 29A. J. Flitcraft, 1914 - Insurance, Life |
From inside the book
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Page 4
... Dollars ( herein called the sum insured ) upon receipt of due proof of the death of Richard Roe of Windsor , County of Holland , State of Connecti- cut ( herein called the insured ) . This policy is issued and accepted subject to all ...
... Dollars ( herein called the sum insured ) upon receipt of due proof of the death of Richard Roe of Windsor , County of Holland , State of Connecti- cut ( herein called the insured ) . This policy is issued and accepted subject to all ...
Page 9
... Dollars or more . Any mode of payment involving life instalments shall apply only to personal payees , the right of any payee contingent upon the death of a previous payee after the death of the insured shall be only such of the ...
... Dollars or more . Any mode of payment involving life instalments shall apply only to personal payees , the right of any payee contingent upon the death of a previous payee after the death of the insured shall be only such of the ...
Page 12
... Dollars , the amount of insur- ance , for the consideration and under the conditions stated herein , to the beneficiary , Mary Alston , Wife , of the Insured , Abner Alston , or to the Insured himself , if this policy be in force at end ...
... Dollars , the amount of insur- ance , for the consideration and under the conditions stated herein , to the beneficiary , Mary Alston , Wife , of the Insured , Abner Alston , or to the Insured himself , if this policy be in force at end ...
Page 19
... Dollars to his sister , Mary Austin , Beneficiary , or to such other Beneficiary as may be designated by the Insured ... Dollars in twenty equal annual instalments of Five Hundred ( $ 500 ) Dollars each , in the event of the total and ...
... Dollars to his sister , Mary Austin , Beneficiary , or to such other Beneficiary as may be designated by the Insured ... Dollars in twenty equal annual instalments of Five Hundred ( $ 500 ) Dollars each , in the event of the total and ...
Page 20
... Dollars . Ches The Insured may elect , however , to apply the Cash Value of the Annual Addition for the ensuing ... Dollars and cash equal to the amount of profits then apportioned to this Policy . ( 2 ) A Guaranteed Surrender Value of ...
... Dollars . Ches The Insured may elect , however , to apply the Cash Value of the Annual Addition for the ensuing ... Dollars and cash equal to the amount of profits then apportioned to this Policy . ( 2 ) A Guaranteed Surrender Value of ...
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Common terms and phrases
20-Year Endowment accumulated dividends Actuary administrators or assigns Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity attained age Cash or Loan cash surrender value cash value cent and divide centum per annum Commuted Value Company's Continuous Annual Premiums current policy deducted Disability Benefits dividend additions due proof elect endorsement Endowment at end Endowment Policies Extended Insurance face amount fully paid further Payment grace Guaranteed hereby hereto Home Office Income indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months Nonparticipating one-half per cent option paid in cash paid-up additions Paid-up Insurance pany payee payment of premiums permanent disability policy issued premium paid President purchase Pure Endt quarterly rates reserve Secretary semi-annual rates single premium surplus Table of Mortality take effect term insurance thereafter thereof total and permanent unpaid waive written request year's premium Yrs Yrs Yrs
Popular passages
Page 94 - American experience table of mortality with interest at the rate of four and onehalf per cent, per annum after deducting any indebtedness of the insured on account of any annual or semi-annual or quarterly premium then due.
Page 340 - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
Page 498 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 257 - ... will purchase as a net single premium at the attained age of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 508 - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
Page 51 - January first, eighteen hundred and ninetytwo, at the rates based upon the American experience table of mortality with interest at the rate...
Page 445 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
Page 445 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 48 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 71 - ... shall be incontestable after it has been in force during the lifetime of the 'insured, for a period of not more than two years from its date, except for nonpayment of premiums...