member of the New York State National Guard, June, 1876 to 1878, and is a member of the Illinois Athletic Club, of Chicago; Fellowcraft Club and Detroit Board of Commerce of Detroit, Michigan. ANGLO-AMERICAN REINSURANCE COMPANY, Chicago, Ill. Organized 1909 as the Central National Fire; reorganized 1914; capital, $200,000. Willis S. Herrick, president; F. M. Rice, secretary. Assets, December 31, 1914, $300,876.56; liabilities (except capital), $96,921.38. ANNUAL STATEMENTS, LIMIT FOR FILING. [See Statements, Annual.] ANTI-COMPACT LAWS. Legislation forbidding fire insurance companies or agents to combine in compacts or boards of underwriters, for the purpose of fixing, maintaining, and controlling rates of insurance upon property appears to have had its birth in the Michigan legislature of 1883. A bill was introduced, but failed of passage, was reintroduced in the session of 1885, and again failed, but in the session of 1887 the bill was again introduced and enacted into law. Meanwhile the idea had been taken up in Ohio, and in 1885 the legislature of that state injected an anti-compact provision into a section of the statutes prohibiting the removal of suits from state to federal courts, and enacted it into law. Ohio thus secured the credit of being the first state to enact an anti-compact law. [For the progress and history of anti-compact legislation, see Cyclopedia for 1910-11 and earlier volumes. For an account of proceedings against companies for violations of the laws, or legal proceedings involving compacts, and decisions thereon see Cyclopedia for 1904-5 and subsequent volumes and for a review of the court's decision in the Iowa anti-compact case, and the decision on the Arkansas law see Cyclopedia for 1906-7 and subsequent volumes.] Anti-compact laws have given way to rate regulation and anti-discrimination legislation, resulting in the repeal of provisions prohibiting rating compacts or agreements. The anti-compact laws of Iowa, Missouri, and Michigan were repealed in 1915, and the Washington law was amended. There are, therefore, anti-compact laws now in force in twelve states as follows: Alabama, Arkansas, Georgia, Louisiana, Nebraska, New Hampshire, Ohio, Oregon, South Dakota, Tennessee, Washington, and Wisconsin. A Virginia law prohibits combinations of companies for the purpose of regulating commissions to agents, as do also the laws of Louisiana, Ohio, Nebraska, and South Dakota. [For full text of the anti-compact laws see Cyclopedia for 1913-14, fire section.] The Washington law, as amended in 1915, reads as follows: It shall be unlawful for any insurance company authorized to transact business in this state, or any manager, or any agent or representative thereof, or solicitor or broker to, either within or outside of this state, directly or indirectly, enter into any contract, understanding, or combination, with any other insurance company, or any manager, or any agent or representative thereof, or solicitor or broker, or to jointly or severally do any act or engage in any practice or practices for the purpose of controlling the rates to be charged for insuring any risk, or class or classes of risks, in this state, or for the purpose of discriminating against or differentiating from any company, manager, agent, solicitor, or broker by reason of its or his plan or method of transacting business or its or his affiliation or non-affiliation with any board or association of insurance companies, managers, agents, representatives, solicitors, or brokers or for any purpose detrimental to free competition in the business or injurious to the insuring public. Whenever the commissioner shall have knowledge of any violation of this section, he shall forthwith order such offending company, manager, agent, representative, solicitor, or broker to immediately discontinue such practice or show cause to the satisfaction of the commissioner why such order should not be complied with. Within thirty days from the receipt of such order, and upon a failure to comply with such order, the commissioner shall forthwith revoke the license of such offending company, agent, solicitor, or broker, and no renewal of the license so revoked shall be granted within three years from the date of the revocation. ANTI-REBATE LAWS. [See Anti-Rebate Laws, life insurance section.] APPORTIONMENT. [See Policies, Non-Concurrent.] ARIZONA FIRE INSURANCE COMPANY, Phoenix, Arizona. Organized 1910; capital, $200,000. E. B. O'Neill, president; E. M. Davis, general manager; A. G. Halm, secretary; G. H. Taylor, treasurer. Total admitted assets, December 31, 1914, $472,973.89; liabilities (except capital), $177,017.00. ARKANSAS FIRE PREVENTION ASSOCIATION. The present officers elected in February, 1915, are: President, A. C. McCabe; vice-president, W. Ross McCain; secretary, M. R. Ferguson; assistant secretary, A. L. Parker; executive committee: J. G. Leigh, W. R. McCain, Dan E. Wilson, W. S. Leake, C. B. Campbell, J. E. Coates, and F. C. Hatfield. ARKANSAS INSURANCE AGENTS' ASSOCIATION was organized at Little Rock, June 12, 1901, by sixty-five agents of the state. Officers were elected as follows: Allan Kennedy, Fort Smith, president; A. W. Mills, Pine Bluff, secretary; W. Z. Tankersley, Pine Bluff, treasurer. The officers elected at the annual meeting held in May, 1915, are: President, Joe C. Meyers, Helena; vice-president, H. F. Offenhauser, Texarkana; secretary and treasurer, E. M. Allen, Helena. ARKWRIGHT MUTUAL FIRE INSURANCE COMPANY, Boston, Mass. Organized 1860. R. W. Toppan, president; D. W. Bartlett, vice-president and secretary. Assets, December 31, 1914, $1,703,497.83; liabilities, $1,145,456.37. ARLINGTON FIRE INSURANCE COMPANY FOR THE DISTRICT OF COLUMBIA, Washington, D. C. Organized_1872; capital, $200,000. Jas. M. Johnston, president; E. McC. Jones, secretary. Assets, December 31, 1914, $428,285.09; liabilities (except capital), $127,317.58. ARSON. At common law arson is the malicious and wilful burning of the house or outhouse of another. Arson was formerly ASSOCIATION OF SOUTHERN FIRE INSURANCE COMPANIES 13 punishable with death, and is now in some states, but generally it has been made a statutory offense and the statute prescribes the penalty. [See Incendiary.] ASSOCIATED INDUSTRIES FIRE INSURANCE COMPANY, Chicago, Ill. Incorporated 1913, began business 1915; capital, $200,000. W. J. Rushton, president; John Heist and John P. Boyle, vice-presidents; George E. Porter, secretary; F. W. Pilsbry, treasurer. ASSOCIATION OF FIRE UNDERWRITERS OF BALTIMORE CITY. Incorporated 1889. The present officers, elected in January, 1915, are: President, Henry M. Warfield; vice-president, William Cunningham; secretary, Charles E. Willet; treasurer, Marion K. Burch; chief inspector, John H. Kenney; assistant inspector, Edward G. Parker; executive committee: Charles K. Abrahams, chairman; John H. Gildea, Jr., vice-chairman; William T. Shackelford, William Cunningham, John P. Lauber, and Jesse B. Riggs; rating committee: William C. Ballard, chairman; Thomas T. Hammond, vice-chairman; Howard T. Williams, Herbert U. Dove, Clinton O. Richardson, John G. Rolker, and Philip J. Hoenig. ASSOCIATION OF INSURANCE SOCIETIES AND INSTITUTES, of America, was organized at a meeting held in Philadelphia in April, 1909, and insurance societies and institutes of an educational nature are eligible to membership. The members of the association are: Insurance Society of New York, Insurance Library Association of Boston, Fire Insurance Society of Philadelphia, Fire Insurance Club of Memphis, Fire Insurance Club of Chicago, Insurance Institute of Hartford, Fire Insurance Society of San Francisco, Fire Insurance Club, Pittsburgh, Pa., and Insurance Club, Cleveland, Ohio. The present officers, elected at the seventh annual meeting held in Memphis, Tenn., June 16 and 17, 1915, are: Chairman, John H. Kenney, Baltimore; secretary and treasurer, Benjamin Richards, Boston. ASSOCIATION OF SOUTHERN FIRE INSURANCE COMPANIES. The association was organized in 1910, and its objects as stated in its constitution are: "The promotion of the best interests of the southern fire insurance companies; the betterment of conditions generally in the South; the creation of a stronger sentiment among our people in pratronizing southern fire insurance companies; the co-operation with associations whose purposes are similar; to provide a plan for disseminating information among members touching their mutual interests; the encouragement of wise building and tax laws, and reduction of fire waste." Meetings are held annually. The officers are: President, H. R. Bush, Dixie Fire; secretary and treasurer, Charles A. Bickerstaff, Atlanta Home; executive committee: H. R. Bush, Edwin G. Seibels, Dana Blackmar, Chas. A. Bickerstaff, W. J. Harris, and William Train. 14 ASSURANCE COMPANY OF AMERICA ASSOCIATIONS OF SUPERINTENDENTS AND CAPTAINS OF FIRE PATROLS, SALVAGE CORPS, AND PROTECTIVE DEPARTMENTS OF THE UNITED STATES. At the annual convention of the National Association of Fire Engineers held at Louisville, Ky., in October, 1892, the chiefs of fire patrols and salvage corps who were present as delegates in the convention had a separate meeting and organized an association, taking the above title. The purposes of the association as set forth were as follows: The promotion of friendly relations between fire departments and fire patrols of the same city; the collection of statistics regarding incendiarism and means of protection of property at fires, and mutual social conventions. The officers elected for the first year were: Captain A. C. Hull, superintendent of the Fire Patrol of New York, president; J. F. Pelletier, captain of the Fire Patrol of Kansas City, Mo., secretary and treasurer. At the twenty-third annual meeting held in New Orleans, September 1, 1914, John T. Ruane, Minneapolis, Minn., was elected president, and Frank Whitmore of St. Paul was elected secretary and treasurer. Fourteen cities were represented at the meeting. [For account of meetings from 1893 to 1902 see Cyclopedia of 1900-1901 and 1902-1903.] The following is a list of organizations represented in the asso ciation: Association. Superintendents or Captains. Cities. Newark, N. J.. When ASSURANCE COMPANY OF AMERICA of New York. Organized 1897; capital, $200,000. R. B. Rathbone, president; Charles S. Conklin, secretary. Assets, December 31, 1914, $628,041.94; liabilities, $165,608.99. ATLANTIC INLAND ASSOCIATION 15 ATKINSON, ULRIC SIDNEY, assistant manager of the southern department of the Royal Insurance Company, Ltd., Atlanta, Ga., was born in Atlanta, Ga., October 25, 1870. He received a grammar school education and began his insurance career in the office of Captain Edward S. Gay in 1887. He became connected with the New Orleans office of the Liverpool and London and Globe in 1890, but the following year again entered the service of Captain Gay as chief clerk. He became second assistant manager for the Royal in September, 1903, and was appointed to his present position with the company in 1909. ATLANTA, GA., MANAGERS OF DEPARTMENTS, WITH HEADQUARTERS AT. ATLANTA HOME INSURANCE COMPANY, Atlanta, Ga. Organized 1882; capital, $200,000. The company reinsured in the Fireman's Fund Insurance Company in September, 1915. ATLANTIC CITY FIRE INSURANCE COMPANY of Atlantic City, N. J. Organized in 1902; capital, $100,000. Wm. Riddle, president; Amos Batemen, vice-president; Edward E. Seeler, secretary; James T. Bew, treasurer. Total admitted assets, December 31, 1914, $322,223; liabilities (except capital), $27,984. ATLANTIC INLAND ASSOCIATION, an association composed of ocean marine and fire and inland marine insurance companies writing inland hulls on the Atlantic and gulf coasts, was organized in March, 1899, for the purpose of preventing demoralization in the Atlantic inland marine business. It makes a tariff and provides rules and obligatory forms of policies. E. O. Weeks, vice-president of the Etna, was its first president, and Louis F. Burke of the Home was its first secretary and treasurer, and continues as such. J. B. Branch, president of the Providence-Washington, is president. The affairs of the association are handled by a committee which is composed of the following, the officers being ex |