Automobile Insurance: A Description of the Varrious Forms of Coverage, Underwriting Methiods and Selling Plans |
From inside the book
Results 1-5 of 19
Page 20
... manufacturing concerns and finance companies also have right of action . Some of the insurance companies prepared a confiscation clause to be used only in connection with the conditional sale contract endorsement , but practically all ...
... manufacturing concerns and finance companies also have right of action . Some of the insurance companies prepared a confiscation clause to be used only in connection with the conditional sale contract endorsement , but practically all ...
Page 25
... manufacturers ' list price for the automobile when purchased new , if the list price is less than $ 2000 , in which event the total loss is paid by the insurance company . This last form is really a modified form of franchise coverage ...
... manufacturers ' list price for the automobile when purchased new , if the list price is less than $ 2000 , in which event the total loss is paid by the insurance company . This last form is really a modified form of franchise coverage ...
Page 26
... manufacturers found it necessary to " drive away " their cars from factory to point of destination on account of conges- tion on the railroads . There grew up a demand for collision coverage on cars while en route . Premium rates were ...
... manufacturers found it necessary to " drive away " their cars from factory to point of destination on account of conges- tion on the railroads . There grew up a demand for collision coverage on cars while en route . Premium rates were ...
Page 88
... manufacturers are placed in a special group , for which there are special rules and rating requirements . PRIVATE PASSENGER CARS - SYMBOLS AND RATES Private passenger cars are symbolled according to make and model and each symbol ...
... manufacturers are placed in a special group , for which there are special rules and rating requirements . PRIVATE PASSENGER CARS - SYMBOLS AND RATES Private passenger cars are symbolled according to make and model and each symbol ...
Page 90
... manufacturers are co - operating with the insurance companies in the im- provement of car design and construction , and insur- ance companies give recognition to valuable improve- ments through lower rated symbols . The same symbol ...
... manufacturers are co - operating with the insurance companies in the im- provement of car design and construction , and insur- ance companies give recognition to valuable improve- ments through lower rated symbols . The same symbol ...
Common terms and phrases
actual cash value additional premium agent amount of insurance amount of loss assured's attorney-in-fact auto automobile owner average basis broker cancellation car insured carry casualty companies chauffeur claim classification clause coinsurance collision coverage collision loss commercial car contract contributory negligence cost daily report dealer driver Dyer Act earned premiums employees endorsement event excluded expenses fire and theft form of coverage garage home office injured party insurance company insured automobile jitneys legal liability liability and property license limit load locking device loss or damage loss ratio ment months moral hazard omnibus coverage owner or operator panies payment personal injury policy covering policyholder practice premium charge private passenger car property damage coverage property insured protection public liability coverage purchase reinsurance risk settlement stolen subrogation surance surety surety bond symbols taxicab territory theft coverage theft rates tion to-day truckman type of car Underwriters usually workmen's writing
Popular passages
Page 65 - This company shall not be held to have waived any provision or condition of this policy or any forfeiture thereof by any requirement, act, or proceeding on its part relating to the appraisal or to any examination herein provided for...
Page 139 - ... by neglect of the insured to use all reasonable means to save and preserve the property at and after a fire, or when the property is endangered by fire in neighboring premises...
Page 57 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Page 58 - ... all books of account, bills, invoices, and other vouchers, or certified copies thereof, if originals be lost, at such reasonable place as may be designated by this company or its representative, and shall permit extracts and copies thereof to be made.
Page 60 - Company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs and the loss or damage shall be ascertained or estimated...
Page 61 - The appraisers shall first select a competent and disinterested umpire; and failing for fifteen days to agree upon such umpire, then, on request of the insured or...
Page 61 - The appraisers shall then appraise the loss and damage stating separately sound value and loss or damage to each item; and failing to agree, shall submit their differences only, to the umpire. An award in writing, so itemized, of any two when filed with this company shall determine the amount of sound value and loss or damage. Each appraiser shall be paid by the party selecting him and the expenses of appraisal and umpire shall be paid by the parties equally.
Page 57 - ... in case of any fraud or false swearing by the insured touching any matter relating to this insurance or the subject thereof, whether before or after a loss.
Page 58 - Insured, stating the place, time and cause of the loss or damage, the Interest of the Insured and of all others In the property...
Page 68 - Company by giving to the insured a five days' written notice of cancellation with or without tender of the excess of paid premium above the pro rata premium for the expired time, which excess, if not tendered, shall be refunded on demand. Notice of cancellation shall state that said excess premium (if not tendered) will be refunded on demand.