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INSURANCE

A DESCRIPTION OF THE VARIOUS
FORMS OF COVERAGE, UNDERWRITING
METHODS AND SELLING PLANS

BY

AMBROSE RYDER

1924
THE SPECTATOR COMPANY
CHICAGO

NEW YORK

A5Rq

Copyright, 1924, by
THE SPECTATOR COMPANY

NEW YORK

972

PREFACE

The author expresses the hope that this book will furnish a compact, well arranged and reliable work on Automobile Insurance, one that will serve alike the man at the home office and the man in the field, and that he will receive from those into whose hands the work may come, suggestions and criticisms for the improvement of future editions.

It is always difficult for an author to give credit to all sources from which he has derived assistance, but he is glad of an opportunity to express his gratitude particularly to C. R. Alling, Engineer, Casualty Department, Underwriters' Laboratories; Ralph E. Blanchard, Professor of Insurance, Columbia University; W. H. Cameron, Managing Director, National Safety Council; R. I. Catlin, Assistant Secretary, Aetna Casualty & Surety Company; Edmund Ely, Vice-President, General Exchange Corporation; Jos. F. Matthai, Superintendent, Automobile Department, United States Fidelity and Guaranty Company; Edw. J. Perrin, Jr., Assistant Secretary, Automobile Insurance Company; Fred H. Rees, author of "Investigators and Adjusters Handbook," "The Loss Adjustments of Automobile, Liability, Collision and Property

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