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print certain quotations from Ely's Outlines of Economics, Spargo's Socialism, Taussig's Principles of Economics, and Plehn's Introduction to Public Finance. Prentice-Hall, incorporated, has authorized the use of selections from Gerstenberg's Economics of Business, and Ettinger and Golieb's Credits and Collections. Harcourt, Brace & Co. have granted permission to use selections from David Friday's Profits, Wages and Prices. Ginn & Company have given permission to quote a selection from Commons's Trade Unionism and Labor Problems. - The selections from Wolfe's Practical Banking are used with the permission of the La Salle Extension University of Chicago, Illinois. To Richard T. Ely, the author is indebted for the use of a selection from Problems of Today, a work which is now unfortunately out of print. To Professor E. E. Proper, of the Bay Ridge High School, Brooklyn, and to Miss Amanda Edson, of Emerson Hall, Brooklyn, the author is indebted for helpful suggestions. Grateful acknowledgment is made to Mr. H. K. Twitchell, President of the Chemical National Bank of New York, and Mr. G. Foster Smith, President of the Nassau National Bank of Brooklyn, for assistance in the chapters on credit and banking. A. G. FRADENBURGH.

BROOKLYN, NEw York,
July 15, 1921.

CONTENTS

THE SOCIAL POINT OF VIEW-ECONOMIC DEPENDENCE UPON
OTHERs—THE ORGANIC NATURE OF SOCIETY—THE SUBJECT-
MATTER OF ECONOMICS-ECONOMICS AND OTHER SCIENCES
—THE DIVISIONS OF ECONOMICS-ECONOMIC MOTIVES-SUM-
MARY

PRIVATE PROPERTY-PRIVATE ENTERPRISE—INHERITANCE
—VESTED RIGHTS.–DIVISION OF LABOR AND EXCHANGE–
FREEDOM OF LABOR-FREEDOM OF CAPITAL–RESTRIC-
TIONS ON FREEDOM OF LABOR AND CAPITAL–COMPETITION
—MONOPOLY-CUSTOM-SUMMARY

PAGE

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CHAPTER XIV

MERCHANDIZING

TRADE PRODUCES UTILITY-IMPORTANCE OF MERCHANDIZ-
ING—STORAGE–THE HIGH COST OF SELLING—SALESMAN-
SHIP-ADVERTISING—THE PRINCIPLE OF “CAVEAT EMP-
TOR”—SUMMARY

WHAT IS INSURANCE 2–FIRE INSURANCE—THE CONTRACT-
PREVENTION OF FIRE – LLOYDS – LIFE INSURANCE – THE
LIFE-INSURANCE POLICY-DIVIDENDS—THE SCIENTIFIC
BASIS OF LIFE INSURANCE–STATE SUPERVISION OF IN-
SURANCE—OLD AGE INSURANCE—ACCIDENT INSURANCE
—INSURANCE AGAINST SICKNESS—THE USUAL OBJECTIONS
TO STATE INSURANCE OF WORKING MEN–GROUP INSUR-
ANCE–SUMMARY

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