Flitcraft Life Insurance Manual, Volume 25A. J. Flitcraft, 1912 - Insurance, Life |
From inside the book
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Page 5
... surplus of the participating business of the Company until it becomes a claim , and the amount of the surplus accruing on the policy shall be de- termined and accounted for annually . 12. APPLICATION OF DIVIDENDS . Such dividends shall ...
... surplus of the participating business of the Company until it becomes a claim , and the amount of the surplus accruing on the policy shall be de- termined and accounted for annually . 12. APPLICATION OF DIVIDENDS . Such dividends shall ...
Page 27
... surplus apportioned to this Bond , which cash value the Company guarantees will not be less than the entire reserve computed on the American tables and four per cent interest . SECOND . To withdraw the surplus in cash and continue ...
... surplus apportioned to this Bond , which cash value the Company guarantees will not be less than the entire reserve computed on the American tables and four per cent interest . SECOND . To withdraw the surplus in cash and continue ...
Page 28
SECOND . To withdraw the surplus in cash and continue this Bond as a paid - up Participating Bond for the full face value , entitled to annual cash dividends . THIRD . To convert this Bond into a paid - up Non - forfeitable Bond ...
SECOND . To withdraw the surplus in cash and continue this Bond as a paid - up Participating Bond for the full face value , entitled to annual cash dividends . THIRD . To convert this Bond into a paid - up Non - forfeitable Bond ...
Page 29
... surplus or profits , the princi- ples and methods which may be adopted by said Company for such distribution , and its determination of the amount equitably belong- ing to any policy which may be issued under this application , shall be ...
... surplus or profits , the princi- ples and methods which may be adopted by said Company for such distribution , and its determination of the amount equitably belong- ing to any policy which may be issued under this application , shall be ...
Page 31
... surplus of the Company , and beginning at the end of the third policy year the Company will annually determine and account for the portion of the divisible surplus accruing hereon . Dividends accrued as above may at the option of the ...
... surplus of the Company , and beginning at the end of the third policy year the Company will annually determine and account for the portion of the divisible surplus accruing hereon . Dividends accrued as above may at the option of the ...
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Common terms and phrases
15 Annual Premiums 20 Annual 20-Premiums Life Policies 20-Year Endowment Policies accumulated dividends Actuary Age at Issue Age of Beneficiary American Experience Table Amount of Insurance amount payable Annuity Beneficiary at Death CASH OR LOAN cash surrender value cash value cent and divide centum per annum Company's computed Continuous Annual Premiums current policy date of default deducted dividend additions due proof elect endorsement Endowment at end executors EXTENDED INSURANCE fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months Nonparticipating option paid in cash paid-up additions Paid-up Insurance PAID-UP VALUES pany payee payment of premiums policy issued premium paid President provided Premiums purchase Pure Endt quarterly rates rates add reinstated Secretary semi-annual rates surplus Table of Mortality take effect term insurance thereafter thereof Thousand Dollars three full unpaid year's premium Yrs Yrs Yrs
Popular passages
Page 5 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Page 50 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 230 - ... will purchase as a net single premium at the attained ag"e of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 690 - ... 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years...
Page 35 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 179 - I expressly waive on behalf of myself and of any person who shall have or claim any interest in any policy issued hereunder...
Page 50 - ... by filing written notice thereof at the Home Office of the Company, accompanied by the Policy for suitable endorsement thereon. Such change shall take effect upon the endorsement of the same on the Policy by the Company and not before.
Page 407 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 15 - A provision that the policy shall be incontestable after it has been in force during the lifetime of the insured for a period of two years from its date of issue except for nonpayment of premiums and except for violation of the conditions of the policy relating to military or naval service in time of war...
Page 407 - ... until one month after notice shall have been mailed by the company to the last known address of the insured and of the assignee, if any.