Jurisdiction. Suspension of order. commission shall file its answer and on leave of court any interested party may file an answer to said complaint. Upon the filing of the answer of the commission said action shall be at issue and stand ready for hearing upon ten days' notice by either party. The said circuit court for the county of Ingham in chancery is hereby given jurisdiction of such suits and empowered to affirm, vacate or set aside the order of the commission in whole or in part, and to make such other order or decree as the court shall decide to be in accordance with the facts and the law. During pendency of such proceedings the order shall be suspended, and in the event of final determination against any insurer, any over-charge during the pendency of such proceedings shall be refunded by the insurer to the persons entitled thereto. Approved May 11, 1915. Sections amended. Who may incorporate. [No. 183.] AN ACT to amend sections one and four of act number seventy-seven of the Session Laws of eighteen hundred sixty-nine, entitled "An act in relation to life and casualty insurance companies and surety bonding companies transacting business within this State," being sections seven thousand one hundred ninety and seven thousand one hundred ninety-three of the Compiled Laws of eighteen hundred ninety-seven, as amended by act number two hundred ninety-seven of the Public Acts of nineteen hundred nine. The People of the State of Michigan enact: SECTION 1. Sections one and four of act number seventyseven of the Session Laws of eighteen hundred sixty-nine, entitled "An act in relation to life and casualty insurance companies and surety bonding companies transacting business within this State," being sections seven thousand one hundred ninety and seven thousand one hundred ninety-three of the Compiled Laws of eighteen hundred ninety-seven, as amended by act number two hundred ninety-seven of the Public Acts of nineteen hundred nine, are hereby amended to read as follows: SEC. 1. Thirteen or more persons may become a corporation for the purpose of making any of the following kinds of insurance: First, Upon the lives and health of persons and every insurance pertaining thereto, and to grant, purchase or dispose of annuities; Second, To guarantee the fidelity of persons in positions of trust, private or public, and to act as surety on official bonds and for the performance of other obligations; Third, To insure against loss or damage to property of the assured, and loss or damage to the life, person or property of another for which the assured is liable, caused by the explosion of steam boilers or their connections or by the breakage or rupture of machinery or fly wheels; and against loss of use and occupancy caused thereby; Fourth, To insure any person against bodily injury or death by accident, or against disability on account of sickness; Fifth, To insure any person, firm or corporation against loss or damage on account of the bodily injury or death by accident of any person, or against damage caused by automobiles, vehicles or draft animals to property of another, for which loss or damage said person, firm or corporation is responsible, or against accidental damage sustained by automobiles or vehicles, or against all of said contingencies; Sixth, To insure against a breakage of plate glass, local or in transit; Seventh, To insure any goods or premises against loss or damage by water caused by the breakage or leakage of sprinklers, pumps, water pipes or plumbing and its fixtures, and against accidental injury from other causes than fire or lightning to such sprinklers, pumps, water pipes, plumbing and fixtures; Eighth, To carry on the business commonly known as credit insurance or guaranty, either by agreeing to purchase uncollectible debts, or otherwise to insure against loss or damage from the failure of persons indebted to the assured to meet their liabilities; Ninth, To examine titles to real and personal property, furnish information relative thereto, and insure owners and others interested therein against loss by reason of encumbrances or defective title; Tenth, To insure against loss or damage by burglary, theft or house breaking. Eleventh, To insure any person a funeral benefit payable at death. Every company organized under this act shall have author- Reinsurance. ity to reinsure any risk authorized to be undertaken by them, and to grant reinsurance upon any similar risk undertaken by any other company, but shall not have power to undertake marine and fire risks or any other species of insurance Insurance whatever than that specified in some one or more of the fore- forbidden. going sub-divisions; but a corporation may be formed for the combined purposes specified in the first and fourth subdivisions; or, upon compliance with the requirements of sections five thousand one hundred ten, five thousand one hundred eleven, five thousand one hundred twelve, five thousand one hundred thirteen, five thousand one hundred fourteen and five thousand one hundred fifteen of the Compiled Laws of eighteen hundred ninety-seven, for all the purposes combined, Combined or any two or more of them specified in the third, fourth, purposes. fifth, sixth, seventh, eighth, ninth and tenth sub-divisions. Insurance by life company. Application of act. Capital stock. Increase. Deposit with state treasurer. Proviso, when made. A life insurance company may insure against the death of the insured by accident or against disability on account of accident or sickness, but against no other contingency specified in any sub-division of section one of this act, unless engaged in insuring against such other contingency in this State prior to the first day of January in the year nineteen hundred nine. The provisions of this act shall apply to any company heretofore organized, or that may hereafter be organized under this provision, for any and all of the purposes above specified. SEC. 4. The capital of any stock company organized under this act shall not be less than one hundred thousand dollars, in shares of fifty dollars each, which capital stock may be increased by a vote of two-thirds of the stockholders present or represented at any regular meeting called for that purpose to not more than one million dollars; and no such stock company and no company organized to do business on the mutual plan, shall be authorized to issue policies or assume any risk whatever until they have deposited with the State Treasurer, as security for any liability to insured parties, stocks or bonds of the United States or of any state or territory of the United States, or of any city, county, village, township or school district of this State authorized by act of Legislature to issue the same, or first mortgage bonds of corporations organized under the laws of the State of Michigan, to the amount in par value, exclusive of interest, of not less than one hundred thousand dollars, which stocks or bonds shall be retained by the State Treasurer, and disposed of as hereinafter directed: Provided, however, That such deposits shall be made within one year from the date of the articles of association: Provided further, That the capital of any stock company organized to do a general indemnity and surety bonding business shall be, for the separate purpose of such surety bonding business and additional to the capital required in any other business in which it may be lawfully engaged, not less than two hundred fifty thousand dollars nor more than one million dollars, and its deposit of securities with the State Treasurer as herein provided for shall not be less than two hundred thousand dollars, and such capital and such deposits shall be used solely in, and shall be liable only for the debts and liabilities of such surety bonding business: Provided further, That personal obligations secured by first mortgage on improved and productive real estate within this State, worth at least double the amount of the lien and bearing interest of not less than five per cent per annum, may be received by the State Treasurer instead of the bonds or stock herein before provided for in this section. Assignment Such mortgages shall be properly assigned to the State of mortgages. Treasurer as provided for in section twenty-one of this act, but any examination by the State Treasurer or under his direction to satisfy him respecting the title or value of the property mortgaged shall be at the expense of such com Further proviso, surety bonding business. Further proviso, personal obligations. commence pany; and no mutual insurance company shall commence When mutual business, by issuing policies until it shall have received at company to least five hundred applications for insurance, on which the business. premiums shall amount to at least five thousand dollars, nor until the examination by the Attorney General and commissioner as hereinafter provided: Provided, That the net in- Proviso, limit debtedness of said city or county shall not exceed five per cent indebtedness. of the assessed valuation of all the real estate of said city, county, village, township or school district, said valuation to be on the basis of the last preceding equalization of the State board for counties, and the proportionate amount there of municipal ness of muni mortgage of. The term net indebtedness in this section shall be con- Net indebtedstrued to denote the indebtedness of any city, county, village, cipality. township or school district, omitting debt created for supplying the inhabitants with water, and deducting the amount of sinking funds available for the payment of such indebtedness: Provided, That such first mortgage bonds of corpora- Proviso, first tions organized under the laws of the State of Michigan shall bonds of not be accepted as surety, unless the corporation issuing such corporations. bonds shall have paid interest on said bonds and dividends on its capital stock for three successive years immediately preceding the deposit of such security; and in case any of said securities shall depreciate below par, the State Treasurer is Depreciation. hereby authorized and directed to cause the corporation which has deposited them to make such depreciation good by additional deposit of such securities as are allowed by law, and to prohibit any corporation from transacting any insurance business within this State until the same shall have been deposited: Provided further, That all provisions of law relating Further to the business in this State of companies doing a general application proviso, surety bonding business, which are organized under the laws of other states or countries and are doing business in this State, and all other existing laws of this State relating to such surety bonding business in any manner, shall apply, so far as they may be applicable thereto, to companies organized for the purpose of doing a general surety bonding business under the provisions of this act: Provided further, That com- Further panies organized to insure on the monthly premium payment provi plan any person or persons against bodily injury or death by premium plan. accident, or against disability on account of sickness, and any company organized to provide a funeral benefit payable at death not exceeding five hundred dollars may organize under this act with a capital stock of not less than twentyfive thousand dollars with shares of fifty dollars each, but no such company shall issue policies or assume any risk until it shall have deposited with the State Treasurer twenty-five Deposit. thousand dollars in cash or other security, and under the same conditions as is applied to other stock companies referred to in this section. Approved May 11, 1915. of laws. monthly Sections amended. Pitfalls, snares, drugs, etc., prohibited. Proviso, fur-bearing animals. Deer, fawn, etc. Artificial light. Dogs. [No. 184.] AN ACT to amend sections fifteen, seventeen and eighteen of act two hundred seventy-five of the Public Acts of nineteen hundred eleven, as amended by act one hundred sixtyseven of the Public Acts of nineteen hundred thirteen, entitled "An act to provide for the protection of game and birds, to regulate the taking, possession, use and transportation of the same, to prohibit the sale thereof, to regulate the manner of hunting, pursuing and killing game or birds, to provide a penalty for the violation of any of the provisions of this act, and to repeal inconsistent acts and parts of acts." The People of the State of Michigan enact: SECTION 1. Sections fifteen, seventeen and eighteen of act two hundred seventy-five of the Public Acts of nineteen hundred eleven, as amended by act one hundred sixty-seven of the Public Acts of nineteen hundred thirteen, entitled "An act to provide for the protection of game and birds, to regulate the taking, possession, use and transportation of the same, to prohibit the sale thereof, to regulate the manner of hunting, pursuing and killing game or birds, to provide a penalty for the violation of any of the provisions of this act, and to repeal inconsistent acts and parts of acts," are hereby amended to read as follows: SEC. 15. No person or persons shall at any time make use of any pit, pitfall, deadfall, scaffold, cage, snare, trap, net, baited hook, or any similar device, or any drug, poison, chemical or explosive for the purpose of injuring, capturing or killing any birds or animals protected by the laws of this State, nor shall any person at any time or in any manner whatever, injure, destroy or rob the eggs of any bird protected by the laws of this State, or molest, harass or annoy such birds upon their nests, except as herein provided: Provided, however, That said provision shall not prohibit the trapping of fur bearing animals. No person shall hunt, pursue, kill, capture or attempt to hunt, pursue, kill or capture at any time or in any manner, any deer when it is in the red coat, or fawn in the spotted coat, or have in possession the skin of such deer or fawn in the red or spotted coat, nor shall any person hunt, pursue, kill or capture, or attempt to hunt, pursue, kill or capture any deer while it is in the water. No person shall make use of any artificial light in hunting, pursuing, capturing or killing deer, or in attempting to hunt, pursue, capture or kill any deer, and the wearing or having such light on the head or in possession shall be deemed a violation of this section. No person or persons shall make use of a dog in hunting, pursuing or killing deer; the presence of such a dog in the woods, hunting camp, logging camp, or a club house during the deer hunting season, shall be prima |