The Business of Insurance: A Text Book and Reference Work Covering All Lines of Insurance, Written by Eighty Eminent Experts, Volume 1Howard Potter Dunham Ronald Press Company, 1912 - Accident insurance |
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Common terms and phrases
actual cash value Actuaries adjustment Affured agency agent amount of insurance ance annual application Association assured average Barratry beneficiary benefit building cash cause cent charge claim clause co-insurance commission common carrier construction cost covered daily report damage death endowment policy expense experience fact faid fhall fire department fire insurance companies fire loss fire protection Fire Underwriters fire waste fireproof follows form of policy fraternal home office inspection installed Institute of Actuaries insurable interest insurance policy issued liability maps marine insurance Massachusetts medical examination ment merchandise method moral hazard mortality mutual necessary ordinary organized owner paid panies payable payment perils period persons Phoenix of London policyholders practice premium rates present principle profit proper property insured reinsurance renal colic result risk secured societies standard policy statements surance tion United usually York
Popular passages
Page 87 - This company shall not be liable beyond the. actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation, however caused, and shall in no event exceed what it would then cost the insured to repair t>r replace the same with material of like kind and quality...
Page 245 - People, of what Nation, Condition, or Quality soever, Barratry of the Master and Mariners, and of all other Perils, Losses, and Misfortunes, that have or shall come to the Hurt, Detriment, or Damage of the said Goods and Merchandises and Ship, &c., or any Part thereof...
Page 50 - A corporation is an artificial being, invisible, intangible, and existing only in contemplation of law. Being the mere creature of law, it possesses only those properties which the charter of its creation confers upon it, either expressly or as incidental to its very existence.
Page 91 - This company shall not be liable under this policy for a greater proportion of any loss on the described property, or for loss by and expense of removal from premises endangered by fire, than the amount hereby insured shall bear to the whole insurance, whether valid or not, or by solvent or insolvent insurers, covering such property...
Page 50 - In consideration of the stipulations herein named and of dollars premium does insure for the term of from the day of 19 , at noon, to the day of *..... 19. . . ., at noon, against all direct loss or damage by fire, except as hereinafter provided...
Page 254 - Touching the adventures and perils which we the assurers are contented to bear and do take upon us in this voyage: they are of the seas, men of war, fire, enemies, pirates, rovers, thieves, jettisons, letters of mart and countermart, surprisals, takings at sea, arrests, restraints, and detainments of all kings, princes, and people, of what nation, condition, or quality soever...
Page 239 - ... arrests, restraints, and detainments of all kings, princes, and people, of what nation, condition, or quality soever, barratry of the master and mariners, and of all other perils, losses, and misfortunes, that have or shall come to the hurt, detriment, or damage of the said goods and merchandises, and ship, &c., or any part thereof.
Page 252 - Provided always, and it is hereby further agreed, that if the said assured shall have made any other assurance upon the premises...
Page 247 - And in case of any loss or misfortune, it shall be lawful to the assured, their factors, servants and assigns, to sue, labour and travel for, in and about the defence, safeguard and recovery of the said goods and merchandises, and ship, &c., or any part thereof, without prejudice to this Insurance...
Page 253 - And in case of any insurance upon the said premises, subsequent in day of date to this policy, the said Insurance Company shall nevertheless be answerable for the full extent of the sum by them subscribed hereto, without right to claim contribution from such subsequent assurers, and shall accordingly be entitled to retain the premium by them received, in the same manner as if no such subsequent assurance had been made.