Insurance: Principles and Practices

agents American Experience Table amount ance annual premium annuity Appendix applied assets associations assumed average beneficiary benefits bond cars cash casualty casualty insurance cent Chap charged clause coinsurance collected commissions compensation insurance compound interest cost of production cover credit insurance damage death claims disability dividends earned employer endowment policy expenses fire insurance forms of insurance fund furnished future hazard income income policy indemnity individual injury insurable interest insurance policy investment latter level premium liability limited loss marine insurance ment method mium moral hazard mortality cost mortality table mortgage mutual obtain operation ordinary life policy ordinary-life paid pany payable payment period person policyholders present value principal proceeds profit property insurance protection reinsurance reinsurance treaty reserve result risks saving single premium stock company surance surety surrender value term policy tion types of policies Underwriters usually vessel written