The Law of Insurance, Fire, Life, Accident, Guarantee |
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Other editions - View all
The Law of Insurance: Fire, Life, Accident, Guarantee (Classic Reprint) William Alexander Kerr No preview available - 2017 |
The Law of Insurance, Fire, Life, Accident, Guarantee William Alexander Kerr No preview available - 2015 |
Common terms and phrases
43 Minn accepted Adm'r Aetna agency agent agreement American Cent American Fire amount Ass'n authority bind British American Assur broker by-laws Conn Connecticut Mut construed contract of insurance corporation court damage death delivery enforce executed fact Farmers Fidelity & Casualty Fire Ass'n Fireman's forfeiture fraud Fund Life Ass'n German American Hanover Fire Hartford Fire held Home indorsed insurable interest insurance company insurance contract intention Iowa issue a policy liability Massachusetts Mut mutual organization N. J. Law N. Y. Supp Niagara Fire Northwestern Mut notice Ohio St oral contract parties payment Penn Mut Phoenix Mut plaintiff policy of insurance premium proofs of loss property insured Provident Sav provides renewal risk rule statute stipulation Supreme Lodge surance tion U. S. App ultra vires Union Mut unless valid void waive waiver warranty York
Popular passages
Page 329 - And the said applicant hereby covenants and agrees to and with the said company, that the foregoing is a just, full, and true exposition of all the circumstances in regard to the condition, situation, value and risk of the property to be insured, so far as the same are known to the applicant, and are material to the risk.
Page 21 - Issuing a policy of insurance is not a transaction of commerce. The policies are simple contracts of indemnity against loss by fire, entered into l>ctween the corporations and the assured, for a consideration paid by the latter. These contracts are not articles of commerce in any proper meaning of the word.
Page 386 - Total disability does not mean absolute physical disability on the part of the insured to transact any kind of business pertaining to his occupation. Total disability exists although the insured is able to perform a few occasional acts, if he is unable to do any substantial portion of the work connected with his occupation.
Page 2 - ... it cometh to pass upon the loss or perishing of any ship, there followeth not the undoing of any man, but the loss lighteth rather easily upon many than heavily upon few and rather upon them that adventure not than those that do adventure, whereby all merchants especially of the younger sort, are allured to venture more willingly and more freely...
Page 120 - When parties have deliberately put their engagements into writing in such terms as import a legal obligation, without any uncertainty as to the object or extent of such engagement, it is conclusively presumed that the whole engagement of the parties, and the extent and manner of their undertaking, was reduced to writing...
Page 207 - And it is a part of this contract that any person other than the assured, who may have procured this insurance to be taken by this company, shall be deemed to be the agent of the assured named in this policy, and not of this company under any circumstances whatever, or in any transaction relating to this insurance.
Page 706 - ... but it may be asserted broadly that if, In any negotiations or transactions with the insured after knowledge of the forfeiture, it recognizes the continued validity of the policy, or does acts based thereon, or requires the Insured, by virtue thereof, to do some act or incur some trouble or expense, the forfeiture is, as a matter of law, waived; and it is now settled in this court, after some difference of opinion, that such a waiver need not be based upon any new agreement or an estoppel.
Page 22 - The recognition of its existence even by other States, and the enforcement of its contracts made therein, depend purely upon the comity of those States — a comity which is never extended where the existence of the corporation or the exercise of its powers are prejudicial to their interests or repugnant, to their policy.
Page 282 - But in all cases there must be a reasonable ground, founded upon the relations of the parties to each other, either pecuniary or of blood or affinity, to expect some benefit or advantage from the continuance of the life of the assured.
Page 431 - But the rule is equally well settled that contracts of insurance, like other contracts, are to be construed according to the sense and meaning of the terms which the parties have used, and, if they are clear and unambiguous, their terms are to be taken and understood in their plain, ordinary, and popular sense.