Banking in the New Millennium

Front Cover
Looking beyond the year 2000, this text forecasts the impact of technology transfer and information technologies on South African banking. Integrated banking and economic concepts are presented which explore the origins of money, the development of banking and the inevitability of interest rates.
 

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Contents

The origin of money and banks
1
The origins of banking
12
Leaving the gold standard
19
Negotiable instruments mainly cheques
47
Why study money banking and financial markets?
85
Financial institutions
92
Economic objectives
103
An overview of the financial system
126
Time of change and challenge
182
The bank and customer relationship
188
Types of customer
196
Opening bank accounts
218
Banks and their products
231
Assurance
241
Bank lending and the risks faced by banks
251
Personal borrowing
258

Financial intermediation
142
Deposittaking institutions
156
Building societies
163
their staff and the future
176
South Africa within the context of international banking
271
South Africa within the SADC
279
Bibliography
291
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