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F. Eckstrom, Mutual Benefit; second vice-president, Daniel H. Livingston, New York Life; secretary, Ezekiel F. Mills, Northwestern Mutual; treasurer, Alfred E. Denne, Equitable Life.

UTAH, SUPERVISION OF INSURANCE IN, 1884-1914. The insurance department of Utah was organized under an act approved March 13, 1884, the territorial secretary being charged with the duties of supervision. Arthur L. Thomas was the first secretary at the time the law went into effect, and was succeeded by William C. Hall, April 6, 1887, Elijah Sells, May 16, 1889, and Charles C. Richards in 1893. The new State government in 1896 put an end to Mr. Richard's term and under the State law the insurance commissioner ex officio was the secretary of state. J. T. Hammond served until 1905, when he was succeeded by Charles S. Tingey, who served until 1909. The legislature in 1909 created a separate insurance department, and George B. Squires, formerly the assistant secretary of state, was appointed the first commissioner. Commissioner Squires died in office, and Willard Done succeeded him. Mr. Done resigned in 1914, and John James was appointed his successor.

UTICA LIFE UNDERWRITERS' ASSOCIATION, Utica, N. Y. This association was organized in 1912, and officers elected were: President, W. H. Shaw; vice-president, W. F. Wallace; second vicepresident, M. J. Crosby; secretary and treasurer, R. Seymour Hart. The present officers, elected in January, 1914, are: President, Seymour Hart; vice-president, W. F. Wallace; second vice-president, Walter S. Butler; secretary and treasurer, Jas. A. Hayes.

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VAN CISE, JOEL GARRETSON was born near York Springs, Adams county, Pa., February 8, 1844, and went to Mt. Pleasant Ia., in October, 1857. He learned the trade of printer, entering an office in 1860, and worked at the case until 1863. He taught school one winter, and in 1864 went to the front with the Forty-fifth Regiment of Iowa Infantry, being then twenty years old. After his return home he was a bookkeeper until 1867, when he went east and joined the office force of the Equitable Life. In 1872 he was appointed assistant actuary, and on November 2, 1898, was elected actuary to fill the vacancy caused by the death of Mr. George W. Phillips. Mr. Van Cise is a member of the Actuarial Society of America. He is very much interested in temperance work, and has for many years been an active member of the Prohibition party. His residence is Summit, N. J.

VAN CLEVE, James A., insurance journalist, was born at Ann Arbor, Mich. He chose journalism as a profession, and was on the staffs of several newspapers in succession, until in 1887 he accepted an invitation from the late Dr. P. T. Kempson to be associate editor of the Insurance Times. On the death of Dr. Kempson, he was made one of the administrators of his estate and editor of the paper. He is now also a part owner of the paper as well as the trustee of the estate.

VARDELL, THOMAS W., president of the Southwestern Life Insurance Company, Dallas, Tex., was born in Galveston county, Tex., May 21, 1872, and began his insurance career at the age of fourteen as office boy in the Galveston, Tex., agency of the Equitable Life Assurance Society of New York. He was subsequently promoted to assistant cashier at Fort Worth and cashier of the Dallas office, then to be general manager for North Texas, Indian and Oklahoma territories, and still later was appointed superintendent of agencies for Texas for the Equitable Life. In January, 1908, he was elected vice-president of the Southwestern Life Insurance Company, and in March, 1911, was elected president of the company. He was elected president of the American Life Convention in 1910, serving one year, and was a member of the executive committee of the convention from 1911 and 1913.

VERMONT, INSURANCE SUPERVISION IN, 1852-1914. The insurance department of Vermont was organized under the law of 1852, the secretary of state and the state treasurer being ex officio insurance commissioners. Elections were held annually until 1870, when the biennial amendment to the constitution became operative. Since that time the elections have occurred every two years. The insurance commissioners of Vermont from the time the office was created in the year 1852 until now have been:

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Term of Office

Oct. 1, 1852 to Oct. 1, 1853
Oct. 1, 1853 to Oct. 1, 1854
Oct. 1, 1854 to Oct. 1, 1855
Oct. 1, 1855 to Oct. 1, 1857
Oct. 1, 1857 to Oct. 1, 1860
Oct. 1, 1860 to Oct. 1, 1861
Oct. 1, 1861 to Oct. 1, 1866
Oct. 1, 1866 to Oct. 1, 1882
Oct. 1, 1882 to Oct. 1, 1884
Oct. 1, 1884 to Oct. 1, 1890
Oct. 1, 1890 to Oct. 1, 1899
Oct. 1, 1899 to Oct. 1, 1901
Oct. 1, 1901 to Oct. 1, 1908
Oct. 1, 1908 to

In

VIEMAN, CHARLES L., former Michigan state agent of the John Hancock Mutual Life, is a native of Harrisburg, O., where he was born September 29, 1857. From 1875 to 1880 he was teaching school in Pickaway and Franklin counties, O., and afterward was a salesman in one of the leading dry goods houses of Columbus, O 1887 he entered the insurance business as a solicitor for the Mutual Life. In January, 1888, he was appointed special agent for Ohio and West Virginia for the John Hancock Mutual Life, and in 1891 was placed in charge of the Michigan State agency of that company. Mr. Vieman has been actively identified with the Detroit Life Underwriters' Association since its organization, occupying positions as president, vice-president, member of executive board, and delegate to a number of annual conventions of the National Association of Life Underwriters. Mr. Vieman resigned in February, 1913, at which time he completed twenty-five years of active service with the company.

VIRGINIA, INSURANCE SUPERVISION IN, 1878-1914. Under act of the legislature approved April 6, 1866, the auditor of public accounts in Virginia is charged with the supervision of insurance interests. This official is elected every two years by the joint vote of the General Assembly. The auditors since 1878 have been: John E. Massey, whose term expired in 1882; S. Brown Allen, from 1882 to 1884, and Morton Marye, from 1884 to the present time. Under an act of the legislature creating the Corporation Commission the commission succeeded the auditor, having supervision of insurance, and took office March 1, 1903. The legislature of 1906 passed an act establishing a bureau of insurance" within the department and subject to the supervision and control of the state corporation commission," whose chief office shall be known as the "commissioner of insurance." The commission is elected by the joint vote of the legislature for a term of four years at a salary of $3,500 per annum. Joseph Button was elected commissioner for the term beginning July 1, 1906, and extending to January 31, 1910, and reappointed for a second term.

VOLUNTEER STATE LIFE INSURANCE COMPANY, THE, of Chattanooga, Tenn. Organized 1903; capital, $100,000. Z. C. Patten, president; A. L. Key, vice-president and general manager; A. S. Caldwell, second vice-president and manager of agencies; W. C. Stacy, secretary; W. A. Sadd, treasurer; W. C. Bright, comptroller. Admitted assets, December 31, 1913, $1,675,923.02; total liabilities, $1,491,125.10.

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WARD, HUBERT HERRICK, ex-president of the National Association of Life Underwriters, was born in Zanesville, O., June 26, 1869. He was educated in the public schools of Zanesville and the Ohio State University, graduating therefrom in the class of 1890. After a year of traveling he entered the life insurance business as cashier in the office of Olmsted Bros., Cleveland, state agents of the National Life. In 1896 he became junior member of the firm of Frank L. Ford & Co., of Cleveland, state agents for the State Mutual Life, and on the death of Mr. Ford he was appointed state agent for the State Mutual Life. He was national treasurer of the Phi Delta Theta college fraternity from 1898 to 1900, and president from 1900 to 1902. He was a director of the Central National Bank of Cleveland, vicepresident of the Champlin Printing Company, Columbus, and presiIdent of the Western Reserve Society, Sons of the American Revolution. He was also president of the Phi Delta Theta Club, president of the Ohio State University Alumni Club of Cleveland, and was a member of the Union and Euclid Clubs, and of the Chamber of Commerce of Cleveland, as well as trustee of the Cleveland Presbyterian Union. Mr. Ward resigned the state agency of the State Mutual Life in July, 1905, to accept the vice-presidency of the McClean Arms and Ordnance Company of Cleveland, of which company General Joseph Wheeler was president. In 1909 Mr. Ward suffered a serious illness of several months' duration, following which, on the advice of his physician, he resigned from all business connections and went to California, and on recovery formed a connection with the Pacific Mutual Life Insurance Company of California, as Manager Pacific Northwest, having charge of Oregon, Washington, Idaho, and Montana, with offices in the Title and Trust Building, Portland, Ore., Hoge Building, Seattle, Wash., and Paulsen Building, Spokane, Wash. Mr. Ward is a member of the Arlington, Multnomah, and University Clubs of Portland, and the Rainier and Arctic Clubs of Seattle.

WARREN, NATHAN, resident secretary of the Equitable Life Assurance Society at Boston, Mass., was born at Waltham, same state, February 11, 1838. He was educated at the Waltham public schools, and was engaged in the wholesale dry goods and shipping business until 1862, when he went to the front with the Forty-fifth Massachusetts Regiment, serving first in North Carolina and afterward in the department of the Gulf. He was in the War Department at Washington in 1865 and later went to Africa on a business venture. His connection with the Equitable Life began over thirty years ago, and he is now its resident secretary at Boston. Mr. Warren has been a representative in the Massachusetts legislature two terms, and chairman of the committee on insurance while there. He was president of the Boston Life Underwriters' Association in 1893-4, and has been chairman of the board of trustees of the Waltham public library sev

eral years, and is vice-president of the Waltham Savings Bank. He is the author of the history of "Insurance in Massachusetts," published in the "Compendious History of the New England States," which is considered valuable as a work of information and reference.

WASHBURNE, ALVA COURTENAY, actuary, Berkshire Life Insurance Company, born at Mt. Auburn, Ill., 1866. Was educated at Purdue University and the United States Military Academy. Was assistant civil engineer of LaFayette, Ind., two years; taught mathematics five years including two years at the Massachusetts Agricultural College. He entered the actuarial department of the Metropolitan Life Insurance Company in 1895; became actuary of the Hartford Life Insurance Company in 1906; was elected assistant actuary of the Berkshire in 1910, and actuary in 1911. He is an associate of the Actuarial Society of America.

WASHINGTON, INSURANCE SUPERVISION IN, 18901914. The insurance department in the State of Washington was organized June 26, 1890, the secretary of state being charged with the duties of supervision. He was elected for four years by the people. Allen Weir was the first official, and was succeeded in January, 1893, by James H. Price, and he by Will D. Jenkins in January, 1897. Sam H. Nichols was secretary of state from 1901 to 1909. The legislature in 1907 created a separate insurance department, and under the act creating the department the commissioner was elected at the regular election in 1908, and took office January 1, 1909. J. H. Schively, who had been deputy in the secretary of state's office having charge of insurance, was elected the first commissioner under the law creating a separate department. He was succeeded in 1913 by H. O. Fishback, the present commissioner.

WATKINS, DAVID O., former commissioner of banking and insurance of New Jersey, was born in Woodbury, N. J., June 8, 1862. He received a public school education, and engaged in farming early in life. He was mayor of the city of Woodbury four terms, and president of the city council three terms. He was three times elected to the general assembly, and was twice speaker of that body. He was appointed United States district attorney in February, 1900, and held that office until April, 1903, when he resigned to become commissioner of banking and insurance, from which position he retired in 1909. He is vice-president and director of the Commercial Casualty Company,

Newark.

WAY, JOHN L., vice-president and a director of The Travelers Insurance Company; vice-president and director of The Travelers Indemnity Company; director of the Hartford Trust Company, and trustee of the Mechanics Savings Bank, was born at Gilead, Conn., July 1, 1860, and received a common school education. Commencing his insurance life at the home office of The Travelers in 1878, he has been engaged continuously ever since that time in the service of the company. It early became apparent to the officers of the company that he possessed abilities peculiarly adapted to field work, and upon

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