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ber 4, 1873. He was educated in the public schools of Hartford and Yale University, from which he graduated in 1896. He entered the employ of the Connecticut General Life in that year and was appointed actuary in June, 1904, and was elected to his present position in May, 1905. He is an associate member of the Actuarial Society of America.

BULLOCK, A. GEORGE, former president of the State Mutual Life Assurance Company of Worcester, Mass., was born at Enfield, Conn., June 2, 1847, and was graduated from Harvard University in 1868. He was an active member of the bar of Worcester County until 1883, when he was elected president of the State Mutual to succeed his father, ex-Governor Bullock, who died a few months before. Mr. Bullock is a director in various banks, railroads, and other corporations. Mr. Bullock resigned as president in January, 1910, but continues as vice-president of the company and chairman of the board of directors and finance committee.

BURGLARY, INSURANCE AGAINST. [For an account of the beginnings of burglary insurance in the United States, see Cyclopedia for 1900-1901.] The business of insuring against loss through breaking and entering" premises by burglars is transacted by fortyone casualty companies in the United States. The returns of business done in 1913 are as follows:

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BURGLARY INSURANCE UNDERWRITERS' ASSOCIATION. This association was organized to further proper practices in burglary insurance, and the first officers were: David W. Armstrong, chairman; Samuel B. Brewster, secretary, and Richard H. Thompson, treasurer. The present officers elected at the annual meeting in May, 1914, are: President, Robert J. Hillas, Fidelity and Casualty; vice-president, Edwin W. De Leon, Casualty Company of America, New York; second vice-president, Rawdon Myers, Etna Accident and Liability; treasurer, Ralph P. Luckett, United States Casualty; secretary, Samuel B. Brewster.

BURR, WILLIAM H., insurance journalist, was born at Chester, Warren county, N. Y., December 8, 1843, removing with his parents to Michigan some years later. He received his education in the public schools of Pontiac, and taught district school several winters. In 1865 he was graduated from the medical department of the University of Michigan, and practiced medicine for twelve years in Detroit and Bay City, Mich. He was medical examiner for some years for the New England Mutual, Travelers, Union Mutual, and other companies, and for a time was surgeon of the Detroit and Bay City Railroad. Giving up the practice of his profession on account of a difficulty with his eyes, he turned his attention to life insurance, acting as special agent of the New York Life. He followed this vocation until 1882, when be began at Detroit the publication of the Indicator, and has been connected with its editorial department ever since. He was one of the organizers of the Michigan Life Insurance Agents' Association, and was its secretary and treasurer in the first five years of its existence.

BUTLER, LOUIS F., vice-president of the Travelers Insurance Company of Hartford, is a native of Hartford, Conn., where he was born July 23, 1871. He was elected vice-president in January, 1912.

BUTTON, JOSEPH, commissioner of insurance of Virginia, Richmond, Va., is a native of Virginia, and was born at Lynchburg, October 31, 1865. He was educated in the public schools of Lynchburg, and began his business career in newspaper work. Later he engaged

in the insurance business. He was clerk of the state senate for eleven years, and was secretary of the state democratic committee for eleven years; was a delegate to the democratic national conventions of 1900 and 1904 from Virginia, was twice appointed on the staff of the governor of Virginia with the rank of colonel, and was unanimously elected secretary of the Constitutional Convention of 1901-02, which framed the present Constitution of the state. He is secretary of the Virginia Debt Commission and a member of the Board of Visitors of the Virginia Military Institute. He was unanimously elected to his present position by the General Assembly when the bureau of insurance was created in 1906, and was unanimously re-elected for the term of four years beginning February 1, 1910.

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CALEF LOVING CUP AND BEN WILLIAMS MEMORIAL VASE. At a meeting of the executive committee of the National Association of Life Underwriters held at Pittsburg, Pa., in March, 1894, a communication was read from Major Ben S. Calef, of Boston, tendering a silver "loving cup" to the association, to serve as a prize in an annual inter-association contest, on the following terms:

The executive committee of the national association shall call for a paper or essay, not to exceed 750 words, on the subject, "What Have Life Underwriters' Associations Accomplished for the Benefit of the Companies, the Agents, and the Public?" Each association is to send one paper by a writer selected by itself from its own members; his name is to be placed in a sealed envelope bearing a number corresponding to the number of an envelope containing his paper. These are to be sent on or before June 1 to the secretary of the national association. The national executive committee will appoint a sub-committee of five members to open and read the several contributions, and decide by open ballot which they consider the best. This being decided, the envelope bearing the corresponding number shall be opened, and the paper so selected will be read at the national convention. The author of the selected paper shall receive the cup as custodian for his association, and it shall bear his name and that of his association, and the date. The cup shall be held until the next annual meeting of the national association, when a similar competition shall take place under the direction of the national executive committee, they naming the subject for the paper. All the papers shall become the property of the national association, with the right to publish them.

The cup was accepted by the committee on behalf of the national association, with the conditions attached, and each of the local associations was duly notified. [For account of earlier contests and winners see Cyclopedia for 1911-13, and earlier volumes.]

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The Calef Cup is of silver, of generous proportions, beautifully carved, with three graceful handles, and bearing on its side the inscription National Association of Life Underwriters. Annual Essay Cup. Presented by Benjamin S. Calef, Boston, 1894." The workmanship was specially designed and executed by Shreve, Crump & Low, Boston, Mass. The lamented death of the donor occurred January 9, 1897.

The Ben Williams memorial vase, presented to the National Association in 1899, was the gift of twenty gentlemen, members of the National Association, in remembrance of Ben Williams, the western life insurance manager, who died May 22, 1898. The conditions of the gift are that it shall be presented, for the year, to the second best contestant for the Calef Cup, under the same regulations.

The fifteenth annual contest, in 1908, resulted in the Calef Cup being awarded to Charles E. Burt of the Los Angeles Association, and the Ben Williams Vase to Alfred C. Newell of the Georgia Association. The subject was Publicity from the Standpoint of the Agent, the Company, and the Policyholder."

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The sixteenth annual contest in 1909 resulted in the Calef Cup being awarded to Alfred C. Newell of Atlanta, and the Ben Williams Vase to Edward D. Horgan of Buffalo. The subject was "The Life Insurance Agent as a Public Benefactor."

The seventeenth annual contest, in 1910, resulted in the Calef Cup being awarded to C. L. Williams, Omaha, Neb., and the Ben Williams Vase to F. A. Hilton, Detroit, Mich. The subject was “The Appeal that Persuades in Soliciting."

The eighteenth annual contest, in 1911, resulted in the Calef Cup being awarded to Edward O. Horgan, Buffalo, N. Y., and the Ben Williams Vase to C. L. Williams, Chicago, Ill. The subject was "Constructive Life Insurance."

The subject of the nineteenth annual contest, in 1912, was "The Permanency of Life, Life Insurance, and Life Insurance Work." The Calef Cup was awarded to George W. Johnston, The Travelers, New York, and the Ben Williams Vase to Richard A. Ellis, Germania Life, Tampa, Florida.

The twentieth annual contest in 1913 resulted in the Calef Cup being awarded to George W. Johnson, of New York, and the Ben Williams vase to R. O. Mills, of San Francisco. The subject was “Creative Soliciting, Rather than Competitive."

CALIFORNIA INSURANCE SUPERVISION IN, 1868-1914. The insurance department of California was organized in 1868. The title of the officer in charge is insurance commissioner; who is appointed by the Governor, and his term of office is for four years. The commissioners have been as follows:

George W. Mowe

J. W. Foard

J. C. Maynard

George A. Knight
J. C. L. Wadsworth
J. N. E. Wilson
M. R. Higgins
Andrew J. Clunie
E. Myron Wolf
E. C. Cooper

May 5. 1868-April 1, 1872
April 1, 1872-April 8, 1878
April 8, 1878-April 8, 1882
April 8, 1882-April 19, 1886
April 19, 1886-April 8, 1890
April 8, 1890-April 8, 1894
April 8, 1894-Mar. 15, 1897
Mar. 15, 1897-April 8, 1902
April 8, 1902-April 8, 1910
April 1910-April 1914

J. E. Phelps is the present commissioner, appointed in 1914.

CALIFORNIA STATE LIFE INSURANCE COMPANY, Sacramento, Cal. Organized 1910; capital, $500,000. Marshall Diggs, president; Edward F. Dalton, vice-president and treasurer; A. G. Folger, second vice-president; J. R. Whisner, third vice-president and agency director; J. R. Kruse, secretary. Assets, December 31, 1913, $976,639.53; liabilities, $230,577.44.

CAPITAL CITY SURETY COMPANY, Albany, N. Y. Organized 1912; capital, $100,000. John J. Ryan, president; Frank P. Dolan, secretary. Assets, December 31, 1913, $240,930.13; liabilities, $93,103.76.

CAPITOL DISTRICT LIFE UNDERWRITERS' ASSOCIATION was organized in February, 1913, by life agents in that part of New York state of which Albany is the center. The officers elected were: President, Henry H. Kohn, Phoenix Mutual; vice-president, Edward B. Cantine, Home Life; second vice-president, William F.

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