OHIO FIRE PREVENTION ASSOCIATION was organized in 1905 by Ohio field men for the purpose of promoting better and improved fire protection. The officers were elected as follows: President, A. Č. Speed, American Central; vice-president, H. W. Clayton, Germania; secretary and treasurer, John C. Hoover of Dayton. The present officers, elected at the annual meeting in May, 1914, are: President, George Diebold, National Union; vice-president, A. M. Cole, Commercial Union; secretary-treasurer, Mrs. S. C. Neff, Columbus; executive committee, W. T. Porter, George T. Wilson, P. J. Moriarty, E. M. Liljeblad, R. D. Wiley, R. L. Monk, J. T. Kirkwood.

OHIO MILLERS' MUTUAL FIRE INSURANCE COM-. PANY, Canton, O. Organized 1886. A. Menuel, president; William H. Clark, secretary. Assets, December 31, 1913, $828,295; liabilities, $199,789.

OKLAHOMA ASSOCIATION OF LOCAL FIRE INSURANCE AGENTS was organized in 1900 and reorganized in 1908. The present officers, elected at the annual meeting in October, 1913, are: President, Ed. M. Seamans, Oklahoma City; vice-president, H. L. Cox; second vice-president, W. Lyle Dickey; third vice-president, Charles Canslor; secretary and treasurer, J. F. McCullough, Oklahoma City; executive committee, John Owsley, chairman, Mark Kirkpatrick, W. C. McAdoo, L. H. Selor, M. A. Lasater, L. A. McCollister, W. H. Eby.

OKLAHOMA FIRE PREVENTION ASSOCIATION was organized at Oklahoma City, in September, 1911, and the officers elected were: President, G. H. Fuller; vice-president, P. H. Braniff; secretary-treasurer, Henry Ludlow. The present officers, elected in September, 1913, are: President, John Benson; vice-president, W. H. Schlaback; secretary-treasurer, Henry Ludlow, North America.

OLD COLONY INSURANCE COMPANY, Boston, Mass. Organized 1906; capital, $400,000. Ransom B. Fuller, president; Charles D. Hodges, secretary. Admitted assets, December 31, 1913, $1,317,654.69; liabilities, $545,872.44.

ORIENT INSURANCE COMPANY of Hartford, Conn. Organized 1871; capital, $1,000,000. A. G. McIlwaine, Jr., president; Henry W. Gray, Jr., secretary. Control of the Orient was purchased by the London and Lancashire Fire Insurance Company in 1900. Admitted assets, December 31, 1913, $3,487,488; liabilities, $1,626,010.

OSBORN, RUSSELL WIGHT, manager of the Pacific Coast department of the Pennsylvania Fire Insurance Company, San Francisco, Cal., was born in Sacramento, Cal., January 18, 1861. He

received a public and high school education, and began his insurance career as office boy in October, 1878, and filling all positions in office and field. Before entering insurance he engaged in the hardware business for a brief period, and for two years engaged in the study of law. He started the company's paper, "Rambling Notes," and is at present editor of "Short Rates," published by the Pacific Coast department. He has written numerous papers for the Fire Underwriters' Association of the Pacific and was its president in 1897.

OVERHEAD WRITING. [See Resident Agents' Laws.]

P

PACIFIC, BOARD OF FIRE UNDERWRITERS OF THE. [See Board of Fire Underwriters of the Pacific.]

PACIFIC COAST DEPARTMENT MANAGERS OF FIRE INSURANCE COMPANIES. [See San Francisco.]

PACIFIC FIRE INSURANCE COMPANY, New York, N. Y. Organized 1851; capital, $400,000. C. V. Meserole, president; H. G. Stephens, secretary. Admitted assets, December 31, 1913, $1,254,767.58; liabilities, $269,400.

PACIFIC, FIRE UNDERWRITERS' ASSOCIATION OF THE. [See Fire Underwriters' Association of the Pacific.]

PACKARD, JOHN HOOKER, former president of the American Fire Insurance Company of Philadelphia, was born in Philadelphia, May 9, 1865. He received his education in the Episcopal Academy of Philadelphia and the University of Pennsylvania. His business career was begun as errand boy and clerk in the insurance agency of Thomas C. Foster in Philadelphia in 1884, and later in the same year he entered the employ of the American Fire as general clerk. He was appointed city inspector in 1886, and did special agency work for the company in Delaware. In 1895 he was appointed metropolitan district surveyor with headquarters in New York, for the London Assurance Corporation, and was appointed manager for Philadelphia and the suburban district of the Sun Insurance Office and London Assurance in 1896. He was assistant secretary of the Philadelphia Fire Underwriters' Association from 1897 to 1902, when he was elected vice-president and secretary of the American Fire of Philadelphia, and in 1905 was elected president of the company to succeed Thomas H. Montgomery, but resigned later in the same year, following a change in the stock .control of the company, and was appointed agency secretary of the London Assurance Corporation September 5, 1907.

PAGE, CALVIN, president of the Granite State Fire Insurance Company of Portsmouth, N. H., was born at North Hampton, N. H., August 22, 1845. He received his education in the common schools, Phillips Exeter Academy, Exeter, N. H., and Harvard University, and was admitted to the New Hampshire bar in 1868. He was elected mayor of Portsmouth two terms, has been a member of the board of instruction for twenty-five years, and is chairman of the high school committee, and was state senator in 1893-4, and again in 1903. He was also United States collector of internal revenue for the district of New Hampshire for eight years, and is president of the New Hampshire National Bank of Portsmouth,

the Laconia Car Company Works of Laconia, N. H., The Portsmouth Trust and Guarantee Company, The Manchester & Lawrence Railroad Company, Portsmouth Fire Association, Piscataqua Fire Insurance Company, besides several other manufacturing and banking companies. He was given the degree of A.M. by Dartmouth College in 1902, and was president of the New Hampshire Bar Association 1904-5.

PALACHE, WHITNEY, former associate general agent of the Pacific coast department of the Hartford Fire Insurance Company, was born at San Francisco in 1866, and has always lived in California. He was obliged to leave college at the end of his sophomore year in 1885 on account of ill health. He filled several clerical positions from that time up to November, 1888, when he was appointed special agent for the Union Insurance Company of San Francisco. In 1890 he was appointed special agent for the Hartford Fire, with the northwestern states of the Pacific department under his supervision. He held this position until July, 1895, when Mr. Cofran was called to the Chicago department. H. K. Belden was made sole manager of the Pacific department, and Mr. Palache was appointed assistant manager. His residence was at Berkeley, Cal. June 1, 1902, Mr. Palache was promoted to associate manager, and from that date the Pacific department of the Hartford was conducted by the firm of Belden & Palache, managers. By the sudden death of Mr. Belden on May 26, 1903, Mr. Palache was left in sole charge of the department until October 1st, when Mr. Dixwell Hewitt was appointed associate general agent. Since that date the business has been conducted under the firm name of Palache & Hewitt, general agents. He was elected a vice-president of the company in July, 1913, and moved his residence to Hartford, Conn., the following September.

PALATINE INSURANCE COMPANY, Limited, of London, England, was organized by the Commercial Union in August, 1900, as the successor of the Palatine of Manchester. Its capital is $500,000, and the United States manager is A. H. Wray. Charles J. Holman is assistant manager, and W. M. Ballard, branch secretary. Admitted assets, December 31, 1913, $3,198,623.08; liabilities, $1,992,422.52.

PAPER MILL MUTUAL INSURANCE COMPANY, Boston, Mass. Organized 1887. R. W. Toppan, president; D. W. Lane, secretary. Admitted assets, December 31, 1913, $224,303.63; liabilities, $134,487.33.

PARKHURST, FRANK ELLSWORTH, president of the Franklin Fire Insurance Company, Philadelphia, was born in Gorham, Me., October 26, 1862. He was educated in the public schools and at Phillips Academy, Andover, Mass., and began his business career in mercantile pursuits. He is a resident of Wilkes-Barre, Pa., and a member of the

local agency firm of Thompson, Derr & Bro., and active in the business and social affairs of that city.

PARRISH, EDWIN, fire underwriter, San Francisco, Cal., was born in Johnstown, Fulton county, N. Y., October 30, 1861, and was educated in the public and high schools of Johnstown. He went to California in 1880 and engaged in mining, and six years later accepted an appointment as local agent at Nevada City, Cal. In 1888 he removed to San Francisco to accept a clerical position in the general agency of Wm. J. Landers, and filled the different positions in the office; being appointed superintendent of agents in 1906. In April, 1908, he was appointed joint manager of the Pacific Coast branch of the London Assurance Corporation and joint_manager of the Pacific Coast department of the Niagara Fire Insurance Company, and in December, 1912, he became sole manager of the Pacific Coast Department of the Niagara Fire Insurance Company, the Detroit Fire and Marine Insurance Company, and the NiagaraDetroit Underwriters, which position he now holds.

PASCHALL, EDWARD EARLY, former secretary of the Rochester German Insurance Company, Rochester, N. Y., was born at Manson, Warren County, North Carolina, of American parentage, February 19, 1865. He received a common school education, and began business life as a clerk. He represented the Home Insurance Company of New York as state agent in the south from 1894 to 1904, and in the latter year was appointed superintendent of agencies for the German-American Insurance Company of New York in Canada. In 1906, he accepted the position of general agent at Atlanta for the Edwin G. Siebels general agency, and was elected secretary of the Rochester German Insurance Company in February, 1909, and retained the position until the company retired in 1911, when he joined the corporation of Willcox, Peck & Hughes, New York, in charge of the fire insurance branch of the corporation's business, and in 1914 was appointed special agent in New Jersey for the German-American and German Alliance Insurance Companies.

PATROL, CHICAGO FIRE INSURANCE, was organized in 1871, and is under the management of the Chicago Board of Underwriters. The patrol committee of the board is composed of Cyrus A. Hardy, chairman; Nathan Klee, E. A. Parker, William Lyman, Conrad Witkowsky, W. F. Rollo and C. R. Stouffer, secretary. The force consists of one hundred and eight men, divided into eight companies. The equipment consists of one chemical engine, twentyeight portable fire extinguishers, and two auto roadsters. Companies Nos. 1, 2, 3, 5, 6, 7, and 8 have sixty horse power motor wagons.

E. T. Shepherd is superintendent of the corps, with headquarters at 179 West Monroe Street. Company No. I was organized October 2, 1871. The present officers of the company are: C. W. O'Neill, captain; Walter McGuire, lieutenant. Company No. 2 was organized August 3, 1875.