SHOWING TABLES OF RATES FOR POLICIES IN GENERAL INTRODUCTION. The twenty-eighth annual edition of THE HANDY GUIDE TO PREMIUM RATES, APPLICATIONS AND POLICIES, covering the leading United States and Canadian life insurance companies, is presented with the confident assurance that it measures up to the high standard of thoroughness and completeness established from the first publication. The revision of policy forms and applications, modifications in premium rates and surrender values continues unchecked among numerous companies, and these changes are all shown in this edition of THE HANDY GUIDE. In addition to the changes in data of old companies, the work also contains an extensive variety of information concerning companies not heretofore listed. All available new data being included, THE HANDY GUIDE is therefore brought fully up to date and maintains its high reputation as an invaluable compendium of information regarding premium rates, surrender values and policy forms of life insurance companies. The number of life insurance companies operating in the United States is so large that all cannot be included in a work of this character, but the publishers have again included several organizations which are steadily progressing in the activity of their competition, thereby supplying agents throughout the entire country with detailed information concerning every possible important competitor. THE HANDY GUIDE for 1919 therefore contains particulars relating to one hundred and sixty-five companies (including five Canadian organizations). These constitute a large proportion of the companies operating on the American continent, and include practically every company waging an active business campaign. This work has long been recognized as an indispensable part of the equipment of every active life insurance agent, having proven itself on innumerable occasions to be worth many times its price. Although it consists of some 1300 pages, yet it is of convenient size for the pocket, as by using a specially fine quality of paper, the size has been kept down to convenient proportions. For over a quarter of a century THE HANDY GUIDE has been in the hands of insurance field workers, by whom its advantages have been highly appreciated, its arrangement and contents haying been found admirably adapted to the purpose for which the book was originally devised. The twenty-eighth edition is therefore presented as the leading and most reliable work on policy forms, rates and values which a life insurance agent can use. March 20, 1919. THE SPECTATOR COMPANY. LIST OF COMPANIES. Giving the names of all Life Insurance Companies embraced in the following pages, together with the location of the head office, the names of the president and secretary, and the year when business was commenced. 1850 1916 1910 1899 1899 1913 1905 1910 1900 1882 1879 1887 1897 1909 1905 1851 1892 1905 1906 1896 Ætna Life, Hartford, Conn.. Bankers Reserve, Omaha, Neb. Berkshire, Pittsfield, Mass.. M. G. Bulkeley.. W. L. Moody, Jr. W. D. Wyman. COMMENCED BUSINESS. NAME OF COMPANY AND HEAD OFFICE. NAME OF PRESIDENT. NAME OF SECRETARY. 1860 Home, New York, N. Y.. 1899 Home of America, Philadelphia Illinois Life, Chicago, Ill. 1893 1908 1907 1905 1909 1907 1907 1862 1895 1914 1905 1871 1905 1912 1850 1909 1909 1865 Independent, Nashville, Tenn.. Louisiana State, Shreveport, La.. Manhattan, New York, N. Y.. Manuf. & Merch., Rockford, Ill... Marquette Life, Springfield, Ill... Maryland Life, Baltimore, Md... Massachusetts Mut., Springfield.. Merchants Life, Des Moines, Ia.. Metropolitan, New York, N. Y. Michigan Mutual, Detroit, Mich. Mid-Continent, Muskogee, Okla.. Midland Life, Kansas City, Mo.. Midland Mutual, Columbus, O.. Minnesota Mutual, St. Paul.. Missouri State, St. Louis, Mo.. 1910 Montana Life, Helena, Mont. 1851 1915 1867 1867 1910 1909 1905 1880 1892 1843 1905 1887 1916 1850 1868 1844 1845 1845 Mutual Benefit, Newark, N. J.. Geo. E. Ide.. W. T. Crawford.. Fred. Frelinghuysen. William D. Van Dyke John M. Holcombe.. Ellis W. Gladwin R. M. Henderson Melvin De Mott J. T. Stumpff. Julius M. Gass Chas. G. Smith Wheeler H. Hall R. S. Wilson Jas. S. Roberts A. F. Moore R. W. Reese Daniel Boone, Jr. Geo. W. Steinman H. W. Allstrom Thos. F. Lawrence J. M. Miller, J. Wm. Johnson A. S. Hathaway Harry E. Johnson |