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Let the foregoing example be solved by this Rule. A note for 1000 dols. dated Jan. 4, 1797, at 6 per cent. 1st payment February 19, 1798.

$200 2d payment June 29, 1799.

500 3d payment November 14, 1799.

260 How much remains due on said note the 24th of Decem. ber, 1800 ?

$ cts. Principal, January 4, 1797,

1000,00 Interest to Feb. 19, 1798, (13 mo.)


Amount, 1067,50 Paid February 19, 1798,


Remainder for a new principal,
Interest to June 29, 1799, (161 mo.)

867,50 70,84

Paid June 29, 1799,

Amount, 938,34


Remains for a new principal,
Interest to November 14, 1799 (44 mo.)



November, 14, 1799, paid

Amount, 448,20


Remains a new principal,
Interest to December 24, 1800, (13 mo.)

188,20 12,70


Balance due on said note, Dec. 24, 1800,

$ cts. The balance by Rule I. 200,579

By Rule II. 200,990

Difference, 0,411

Another Example in Rule II. A bond or note, dated February 1, 1800, was given for 500 dollars, interest at 6 per cent. and there were sayments endorsed upon it as follows, viz.

$ cts. 1st payment May 1, 1800,

40,00 2d payment November 14, 1800,


3d payment April 1, 1801

12,00 4th payment May 1, 1801.

30,00 How much remains due on said note the 16th of September, 1801 ?

$ cts. Principal dated February 1, 1800,

500,00 Interest to May 1, 1800, (3 mo.)


Amount, 507,50 Paid May 1, 1800, a sum exceeding the interest 40,00

New principal, May 1, 1800,
Interest to May 1,1801 (1 year.)

467,50 28,05

Amount, 495,55 Paid Nov. 4, 1800, a sum less than the interest then due,

8,00 Paid April 1, 1801, do. do. 12,00 Paid May 1,1801, a sum greater, 30,00


New principal May 1,1801,
Interest to Sept. 16, 1801, (4) mo.)

445,55 10,02

Balance due on the note, Sept. 16. 1801, $455,57

The payments being applied according to this Rule, keep down the interest, and no part of the interest ever fornis a part of the principal carrying interest.


RULE. MULTIPLY the given principal continually by the amount of one pound, or one dollar, for one year, at the rate per cent. given, until the number of multiplications are equal to the given number of years, and the product will be the amount required.

OR, In Table I. Appendix, find the amount of one dollar, or one pound, for the given number of years, which multiply by the given principal, and it will give the amount as before.


per cent

1. What will 4001. amount to in 4 years, at 6 per annum, compound interest ?

400X 1,06x1,06x1,06X1,06=$504,99+or

[504 198. 9d. 2,75grs. + Ans.
The same by Table I.
Tabular amount of £1=1,26247
Multiply by the principal 400

Whole amount =$504,98800 2. Required the amount of 425 dols. 75 cts. for 3 years, at 6 per cent.' compound interest. Ans. $507,7}cts.+

3. What is the compound interest of 555 dols. for 14 years, at 5 per cent. ? By Table I. Ans. $543,86cts +

4. What will 50 dollars amount to in 20 years, at 6 per cent. compound interest ? Ans. $160 35cts. 6m.

INVOLUTION Is the multiplying any number with itself, and that product by the former multiplier ; and so on ; and the several products which arise are called powers.

The number denoting the height of the power, is called the index or exponent of that power.


What is the 5th power of 8 ?
8 the root or 1st power.

64 =2d power, or square.

512 =3d power, or cube.


4096 = 4th power, or biquadrate.


32768 = 5th power, or sursolid. Ans.

What is the square of 17,1 ?
What is the


of ,085 ? What is the cube of 25,4 ? What is the biquadrate of 12 ? What is the square of 7. ?

Ans. 292,41
Ans. ,007225
Ans. 16387,064

Ans. 20736
Ans. 52,17



HEN the root of any power is required, the business of finding it is called the Extraction of the Root.

The root is that number, which by a continual multiplication into itself, produces the given power.

Although there is no number but what will produce a perfect power by involution, yet there are many numbers of which precise roots can never be determined. But, by the help of decimals, we can approximate towards the root to any assigned degree of exactness,

The roots which approximate, are called surd roots, and those which are perfectly accurate are called rational roots.

A Table of the Squares and Cubes of the nine digits. Roots. 112 3 4 5) 61 7|

9 Squires.

1 4 1 9 | 16 | 25 | 36 | 49 | 64 | 81 Cubes. | 1 | 8 | 27 | 64 | 125 | 216 | 343 | 512 | 729

Any number multiplied into itself produces a square.

To extract the squire root, is only to find a number, which being multiplied into itself shall produce the given number.

RULE, 1. Distinguish the given number into periods of two figures each, by putting a point over the piace of units, another over the place of hundreds, and so on ; and if there are decimals, point them in the same manner; from units towards the right hana ; which points show the number of figures the root will consist of. 2. Find the greatest square number in the first,

or left

hand period, place the root of it at the right hand of the given number, (after the manner of a quotient in division) for the first figure of the root, and the square number under the period, and subtract it therefrom, and to the remainder bring down the next period, for a dividend.

3. Place the double of the root, already found, on the left hand of the dividend for a divisor.

4. Place such a figure at the right hand of the divisor, and also the same figure in the root, as when multiplied into the whole (increased divisor) the product shall be equal to, or the next less than the dividend, and it will be the second figure in the root.

5. Subtract the product from the dividend, and to the remainder join the next period for a new dividend.

6. Double the figures already found in the root, for a new divisor, and from these find the next figure in the root as last directed, and continue the operation in the same manner, till you have brought down all the periods

Or, to facilitate the foregoing Rule, when you have brought down a period, and formed a dividend in order to find a new figure in the root, you may divide said dividend, (omitting the right hand figure thereof,; by double the root already found, and the quotient will commonly be the figures sought, or being made less one or two, will generally give the next figure in the quotient.


1. Required the square root of 141225,64 141225,64(375,8 the root exactly without a remainder; 9

but when the periods belonging to any

given number are exhausted, and still 67)512

leave a remainder, the operation may 469

be continued at pleasure, by awlexing

periods of ciphers, &c. 745)4325


7508) 60064


O remains.

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