2d. Has your bank refused to make discounts unless the paper so offered was made payable at Albany or New-York? 3d. Has your bank discounted paper payable at either Albany or New-York; the officers of the bank, or any of them; knowing or having reason to believe, that the person properly liable for the payment of such paper, would not have funds at its maturity, a the place of payment? 4th. Has your bank discounted such paper, payable at Albany or New-York, the officers of the bank, or any of them; knowing or having reason to believe, or expect that the person obtaining the discount, would, previous to, or at the maturity of his paper, purchase of your institution a draft to be used in the payment of such paper so discounted by you? 5th. Has your bank discounted such paper, payable at either Albany or New-York, under an express understanding or arrangement with the person obtaining the discount, that he or any other person, should, at the maturity of the paper, purchase of your bank a draft on the place at which his paper was so payable? 6th. Has your bank discounted a draft or note, the offices of the bank, or any of them, knowing or having reason to believe that the proceeds of such draft or note would be applied to the purchase of a draft from your institution at a premium; to be used for the purpose of taking up a previously discounted draft or note belonging to your institution? 7th. Has your bank sold a draft or drafts, the officers of the bank, or any of them, knowing or having reason to believe that the draft or drafts so sold, were to be used or applied to the payment of any note or draft due to your bank, and payable at Albany or New-York? 8th. What amount has been received by your bank for premiums on drafts sold by you during the last year? 9th. What proportion of the drafts sold by your bank during the last year, has been applied as payment upon debts, notes or drafts due to your bank? 10th. In how many instances has your bank, during the last year, sold drafts to be used by the purchaser in paying notes, drafts or debts due to your bank? 11th. Has your bank ever discounted paper, the officers of the bank, or any of them, expecting, or having reason to believe that your bank would be enabled to sell to the person obtaining the discount, a draft at a premium, to be used by him in the payment of his discounted paper? 12th. Has your bank, in all instances, sent or remitted the paper discounted by it, to the place of payment? 13th. In any instance when you have not so sent the discounted paper to the place at which it was payable, has your bank or any of its officers required or received the premium on a draft or drafts upon the place where such paper was payable? 14th. Has your bank, when such discounted paper has not been sent to the place of payment, required or received the payment of any charges for postage, protest or other disbursements, as con nected with, or claimed, as accruing upon such discounted paper? 15th. How long has your bank pursued the business of requir ing the paper of your customers, or a portion of them, to be made payable at Albany or New-York, and of selling drafts to pay such paper? 16th. If you have desisted from this kind of business, when did you so desist? 17th. Have you, as an officer of the bank, been admonished or advised, that the business of requiring paper payable at a distant place, for the purpose of enabling the bank to sell a draft to take up such paper, was improper, and should be discontinued? 18th. Have you used the funds of your bank, or procured money from your bank, with which you have, for your private benefit, purchased paper at a discount beyond the legal rate? 19th. How many notes or drafts has your bank received or discounted within the ninety days next preceding January 1st, 1835, which are payable at Albany or New-York? 20th. Has your bank appointed, authorized, or in any manner employed an agent or agents, for the purpose of procuring, recommending, or receiving paper for discount, with the understanding on the part of the bank, or any of its officers, that such agent should charge to, or receive from the person applying for, or obtaining the discount, any commission or compensation for the services of such agent; and if so, at what rate? 21st. Is your bank in the practice, directly or indirectly, of requiring those who obtain discounts from it, to make their payments in the notes of banks other than your own; and if so, for what reason? 22d. Has any paper been presented at your bank for discount, been declined or refused, and the same subsequently presented by a broker or any other person, and discounted; and has any officer of your bank participated, directly or indirectly, in the profits of the endorsement or brokerage of any such paper, or any other paper presented at your bank for discount? 23d. Have any loans been made by discounts or otherwise, to any broker for the business of exchange or brokerage, in which any officer of your bank was interested, directly or indirectly; and if so, what is the amount of such loans for the ninety days next preceding January 1, 1835? 24th. Has your bank employed any broker or brokers or other person or persons in the city of New-York or elsewhere, and furnished him or them with funds for the purchase, at a discount, of the bills of your bank with the view to gain? 25th. Has the bank, of which you are an officer, or any of its officers made it a condition, directly, indirectly or impliedly, of the discounting of any note, draft or other evidence of debt, that the borrower should receive therefor, the notes or bills of other bank or banks, at par-which notes were not at the time current or of par value at your bank; or the notes or bills of banks out of the United States, or out of this State, which were not at the time current and bankable at your institution? If yea, have such depreciated notes or bills been received or taken by such borrower of your bank, or any officer or officers thereof, at par, in pursuance of such understanding or condition? What amount of such depreciated paper has been so paid out by your bank or any of its officers or agents on behalf, or for the benefit of the bank? What was the current value of such paper at the counter of your bank at the time it was so paid out? What was the current value of it at the town, city or village where it was so paid out? And was the same received or taken by your bank, or any of its officers, or agents, on behalf or for the benefit of your bank, at less than par; and if so, at what per cent discount? 26th. Has your bank, by any of the practices alluded to in the foregoing interrogatories, or by any other means, (and if so, by what means,) adopted a course of business, with the intention on the part of its officers, or any of them, of receiving more than the legal rate on paper discounted by you? Thereupon, Mr. M. H. Sibley made a motion that the House should agree further to amend the said report, by adding as the 25th of the said interrogatories, the following: "Were or were not the practices referred to in the foregoing interrogatories, known to the Bank Commissioners, or any of them? If yea, how long have they been so known; what measures have been adopted by them, or any of them, to arrest such practices; and what means, if any, have been adopted by the banks to evade those measures?" Whereupon Mr. Judd moved the previous question. Mr. Speaker put the question, “Shall the main question be now put?" and it was determined in the affirmative. The ayes and nays being required by ten members, Mr. Speaker put the question whether the House would agree with the committee in their report as amended, and it was determined in the affirmative. The ayes and nays being required by ten members, Mr. Cash Mr. Cuykendall Mr. Fisher Mr. Gray Thereupon, Mr. King . Mr. Moore Mr. Moseley Mr. Murphy Mr. Seger Mr. Van Benthuisen Mr. Wetmore Mr. Wheeler Mr. Wilcoxson Ordered, That four times the usual number of copies of the said resolution of yesterday, and the said interrogatories, be printed for the use of the Legislature. [See Document No. 96.] On motion of Mr. Ogden, Resolved, That the question on agreeing to the resolution of yesterday, reported by Mr. Wilkinson, from the committee on the incorporation and alteration of the charters of banking and insurance companies, instructing said committee to address interrogatories to the presidents and cashiers or other officers of the several banks under the Safety fund, touching the practice referred to in the Governor's message, of exacting premiums on drafts, &c. as the same was amended by the House, be reconsidered. Thereupon, On motion of Mr. Ogden, the said resolution was amended, by striking out of the same so much thereof as makes it the duty of |