Handy Guide to Premium Rates, Applications and Policies of American Life Insurance CompaniesSpectator Company, 1915 - Life insurance |
From inside the book
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Page 25
... value . Fourth method : In being left with the company to accumulate at a rate of interest not less than three per ... loan upon the sole security of this policy at six per cent interest payable annually in advance the whole , or , at the ...
... value . Fourth method : In being left with the company to accumulate at a rate of interest not less than three per ... loan upon the sole security of this policy at six per cent interest payable annually in advance the whole , or , at the ...
Page 32
... value above described will , without action by the owners , be applied to extend this policy as paid - up term insurance , without the right to loans , for the total sum then insured , less any indebtedness hereon to the company ; or ...
... value above described will , without action by the owners , be applied to extend this policy as paid - up term insurance , without the right to loans , for the total sum then insured , less any indebtedness hereon to the company ; or ...
Page 35
... LOAN AND PAID - UP INSURANCE VALUES , COL . 1 . COL . 2. COL . 3 . COL . 1 . COL . 2 . COL . 3 . AT THE END OF YEAR ... value of the insurance shall equal the reserve of this policy at the date of such default less a sum not more than two and ...
... LOAN AND PAID - UP INSURANCE VALUES , COL . 1 . COL . 2. COL . 3 . COL . 1 . COL . 2 . COL . 3 . AT THE END OF YEAR ... value of the insurance shall equal the reserve of this policy at the date of such default less a sum not more than two and ...
Page 39
... value at the end of said year , as shown in the table below ; any existing loan hereon with accrued interest , and any unpaid portion of the premium for the then current policy year shall be paid out of such loan . Said cash value shall ...
... value at the end of said year , as shown in the table below ; any existing loan hereon with accrued interest , and any unpaid portion of the premium for the then current policy year shall be paid out of such loan . Said cash value shall ...
Page 42
... amount stated in the table of loan and surrender values for the end of th current policy year . From such loan value there will be deducted any existing indebted ness on or secured by the policy and any unpaid balance of the premium for ...
... amount stated in the table of loan and surrender values for the end of th current policy year . From such loan value there will be deducted any existing indebted ness on or secured by the policy and any unpaid balance of the premium for ...
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Common terms and phrases
$1000 OF INSURANCE accumulated dividends administrators or assigns AGE AT ISSUE Age of beneficiary American Experience Table amount insured ance ANNUAL PREMIUM RATES application therefor Cash or Loan cash surrender value cash value cent per annum centum company's compound interest computed coupons current policy date of default deducted dividend additions due proof endowment ENDOWMENT POLICY executors Extended Insurance face amount ficiary force grace HEAD OFFICE hereby hereto home office indebtedness hereon Insurance Company INSURANCE COMPANY-Continued interest thereon John Doe less any indebtedness Loan or Cash Loan Value Maximum amount carried ment mium NON-FORFEITURE non-participating one-half per cent option paid-up insurance Paid-up Policy payee payment of premiums PENN MUT policy issued premium paid purchase rate of three reinstated sane or insane secretary semi-annual single premium six per cent subsequent premium Table of Mortality take effect term insurance thereafter thereof three and one-half three full twenty unpaid written request
Popular passages
Page 407 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Page 85 - ... unless the total indebtedness thereon to the company shall equal or exceed such loan value at the time of such failure nor until one month after notice shall have been mailed by the company to the last known address of the insured and of the assignee, if any.
Page 138 - ... by filing written notice thereof at the Home Office of the Company, accompanied by the Policy for suitable endorsement thereon. Such change shall take effect upon the endorsement of the same on the Policy by the Company and not before.
Page 105 - In consideration of the application for this policy, which is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office in the city of New York, unto William M.
Page 584 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 561 - ... promises, or information made or given by or to the person soliciting or taking this application for a policy, or...
Page 334 - A grace of one month subject to an interest charge at the rate of per centum per annum shall be granted for the payment of every premium after the first, during which month the insurance shall continue in force.
Page 229 - ... the policy may be reinstated within three years from such default, upon evidence of insurability satisfactory to the company and payment of arrears of premiums and the payment or reinstatement of any other indebtedness to the company upon said policy, with interest at the rate of not exceeding six per centum per annum.
Page 375 - Except as herein provided the payment of a premium or instalment thereof shall not maintain the policy in force beyond the date when the next premium or instalment thereof is payable. All premiums are payable in advance at said home office or to...
Page 396 - behalf of myself and of any person who shall have or claim, any interest in any policy Issued hereunder, all provisions of law forbidding any physician or other person who has heretofore attended or examined me, or who may hereafter attend or examine me, from disclosing any knowledge or information which he thereby acquired.