Flitcraft Life Insurance Manual, Volume 24

Front Cover
A. J. Flitcraft, 1911 - Insurance, Life

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Page 296 - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
Page 378 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 235 - ... will purchase as a net single premium at the attained age of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 153 - ... unless the total indebtedness thereon to the company shall equal or exceed such loan value at the time of such failure, nor until one month after notice shall have been mailed by the company to the last known address of the insured and of the assignee, if any.
Page 54 - ... premiums shall have been paid or until the prior death of the insured...
Page 397 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 35 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 50 - ... by filing written notice thereof at the home office of the company accompanied by the policy for suitable indorsement thereon.
Page 301 - Commission having completed its investigation and made and filed its report containing its findings of fact and conclusions thereon, a copy of which is hereto attached and made a part hereof...
Page 348 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...

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