Flitcraft Life Insurance Manual, Volume 24A. J. Flitcraft, 1911 - Insurance, Life |
From inside the book
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Page 15
... hereunder shall be such as the premium paid would have purchased at the correct age . GRACE IN PAYMENT OF PREMIUMS . - A grace of thirty - one days will be granted for the payment of every premium after the first year , subject to an ...
... hereunder shall be such as the premium paid would have purchased at the correct age . GRACE IN PAYMENT OF PREMIUMS . - A grace of thirty - one days will be granted for the payment of every premium after the first year , subject to an ...
Page 19
... hereunder or may be commuted at three and one - half per centum compound inter- est and paid in one sum to said Beneficiary . The above Disability Benefits are payable as hereinafter pro- vided . GUARANTEED ANNUAL ADDITIONS . If this ...
... hereunder or may be commuted at three and one - half per centum compound inter- est and paid in one sum to said Beneficiary . The above Disability Benefits are payable as hereinafter pro- vided . GUARANTEED ANNUAL ADDITIONS . If this ...
Page 21
... hereunder after the first , without any interest charge therefor during which month the full insurance hereunder shall continue in force ; if how- ever , the Insured shall die within said period of grace , the unpaid balance of the ...
... hereunder after the first , without any interest charge therefor during which month the full insurance hereunder shall continue in force ; if how- ever , the Insured shall die within said period of grace , the unpaid balance of the ...
Page 23
... hereunder , or if upon default in the payment of any premium , Paid - up Insurance or Extended Insurance has been requested by the Insured and is in force . The Total and Perma- nent Disability referred to must be such that there is ...
... hereunder , or if upon default in the payment of any premium , Paid - up Insurance or Extended Insurance has been requested by the Insured and is in force . The Total and Perma- nent Disability referred to must be such that there is ...
Page 31
... hereunder shall be such as the premium paid would have purchased at the correct age . 2. GRACE . A grace of one month , subject to an interest charge at the rate of six per centum per annum , shall be granted for pay- ment of every ...
... hereunder shall be such as the premium paid would have purchased at the correct age . 2. GRACE . A grace of one month , subject to an interest charge at the rate of six per centum per annum , shall be granted for pay- ment of every ...
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Common terms and phrases
$1,000 Insurance Participating 15 Annual Premiums 20 Annual 20-Premiums Life Policies accumulated dividends Actuary Age at Issue Age of Beneficiary agent American Experience Table Amount of Insurance Annuity application therefor CASH OR LOAN cash surrender value cash value cent and divide centum per annum Company's computed Continuous Annual Premiums current policy date of default deducted dividend additions due proof elect endorsement EXTENDED INSURANCE fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months option Paid in Cash paid-up additions paid-up insurance pany payee payment of premiums policy issued premium paid premiums hereon President provided Premiums purchase Pure Endt reinstated reserve sane or insane Secretary Semi Showing the Length statements surplus Table of Mortality take effect term insurance thereafter thereof thirty-one days Thousand Dollars three full unpaid written notice year's premium Yrs Yrs Yrs
Popular passages
Page 296 - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
Page 378 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 235 - ... will purchase as a net single premium at the attained age of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 153 - ... unless the total indebtedness thereon to the company shall equal or exceed such loan value at the time of such failure, nor until one month after notice shall have been mailed by the company to the last known address of the insured and of the assignee, if any.
Page 54 - ... premiums shall have been paid or until the prior death of the insured...
Page 397 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 35 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 50 - ... by filing written notice thereof at the home office of the company accompanied by the policy for suitable indorsement thereon.
Page 301 - Commission having completed its investigation and made and filed its report containing its findings of fact and conclusions thereon, a copy of which is hereto attached and made a part hereof...
Page 348 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...