Flitcraft Life Insurance Manual, Volume 24A. J. Flitcraft, 1911 - Insurance, Life |
From inside the book
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Page 6
... participating policy will be issued for the full sum insured , and said single premium shall be the same proportion of the sum insured that the cash value at that time bears to the corresponding paid - up policy , as shown in Table A ...
... participating policy will be issued for the full sum insured , and said single premium shall be the same proportion of the sum insured that the cash value at that time bears to the corresponding paid - up policy , as shown in Table A ...
Page 28
... Participating Bond for the full face value , entitled to annual cash dividends . THIRD . To convert this Bond into a paid - up Non - forfeitable Bond , without participation in profits , payable at death of the insured ; provided , that ...
... Participating Bond for the full face value , entitled to annual cash dividends . THIRD . To convert this Bond into a paid - up Non - forfeitable Bond , without participation in profits , payable at death of the insured ; provided , that ...
Page 38
... ( Participating ) . Cash Value , ( Loan Values are the same as Cash Values . ) or Extended Term Insurance , ( Participating ) . Years . Days . 2d Year . $ 706 $ 307 20 .. 3d 1,263 559 50 " 0 4th 1,817 819 60 5th 66 2,368 1,087 70 6th ...
... ( Participating ) . Cash Value , ( Loan Values are the same as Cash Values . ) or Extended Term Insurance , ( Participating ) . Years . Days . 2d Year . $ 706 $ 307 20 .. 3d 1,263 559 50 " 0 4th 1,817 819 60 5th 66 2,368 1,087 70 6th ...
Page 48
... Participating Paid - up In- surance , payable at the same time and on the same conditions as this Policy ; or , ( c ) to have the Insurance continued in force from date of default , without participation and without right to loans , for ...
... Participating Paid - up In- surance , payable at the same time and on the same conditions as this Policy ; or , ( c ) to have the Insurance continued in force from date of default , without participation and without right to loans , for ...
Page 75
... participating pure endowment which may be surrendered at any time for a Cash Value of the full reserve . 3. As a ... participate in an annual division of surplus earnings as apportioned by the Company , such dividends to be applicable ...
... participating pure endowment which may be surrendered at any time for a Cash Value of the full reserve . 3. As a ... participate in an annual division of surplus earnings as apportioned by the Company , such dividends to be applicable ...
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Common terms and phrases
$1,000 Insurance Participating 15 Annual Premiums 20 Annual 20-Premiums Life Policies accumulated dividends Actuary Age at Issue Age of Beneficiary agent American Experience Table Amount of Insurance Annuity application therefor CASH OR LOAN cash surrender value cash value cent and divide centum per annum Company's computed Continuous Annual Premiums current policy date of default deducted dividend additions due proof elect endorsement EXTENDED INSURANCE fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY John Doe less any indebtedness loan value ment miums Months Years Months option Paid in Cash paid-up additions paid-up insurance pany payee payment of premiums policy issued premium paid premiums hereon President provided Premiums purchase Pure Endt reinstated reserve sane or insane Secretary Semi Showing the Length statements surplus Table of Mortality take effect term insurance thereafter thereof thirty-one days Thousand Dollars three full unpaid written notice year's premium Yrs Yrs Yrs
Popular passages
Page 296 - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
Page 378 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 235 - ... will purchase as a net single premium at the attained age of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 153 - ... unless the total indebtedness thereon to the company shall equal or exceed such loan value at the time of such failure, nor until one month after notice shall have been mailed by the company to the last known address of the insured and of the assignee, if any.
Page 54 - ... premiums shall have been paid or until the prior death of the insured...
Page 397 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 35 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 50 - ... by filing written notice thereof at the home office of the company accompanied by the policy for suitable indorsement thereon.
Page 301 - Commission having completed its investigation and made and filed its report containing its findings of fact and conclusions thereon, a copy of which is hereto attached and made a part hereof...
Page 348 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...