Flitcraft Life Insurance Manual, Volume 24A. J. Flitcraft, 1911 - Insurance, Life |
From inside the book
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Page 16
... issue , and without medical re - examination , be exchanged for any other ... age of the beneficiary , nearest birthday , at the date of the death of the ... age of the beneficiary , nearest birthday , at the date of the death of the ...
... issue , and without medical re - examination , be exchanged for any other ... age of the beneficiary , nearest birthday , at the date of the death of the ... age of the beneficiary , nearest birthday , at the date of the death of the ...
Page 21
... issue , provided premiums are duly paid . If during the first Policy year the Insured shall suicide , whether sane ... age of the Insured has been misstated , the amount pay- able under this Policy shall be the amount which the premium ac- ...
... issue , provided premiums are duly paid . If during the first Policy year the Insured shall suicide , whether sane ... age of the Insured has been misstated , the amount pay- able under this Policy shall be the amount which the premium ac- ...
Page 31
... age . 2. GRACE . A grace of one month , subject to an interest charge at the rate of six per centum per annum ... age , the Company will at the option of the insured issue in lieu of this policy a paid - up non - participating Whole Life ...
... age . 2. GRACE . A grace of one month , subject to an interest charge at the rate of six per centum per annum ... age , the Company will at the option of the insured issue in lieu of this policy a paid - up non - participating Whole Life ...
Page 37
... age . 2. GRACE . A grace of one month , subject to an interest charge at the rate of six per centum per annum ... age , the Company will at the option of the insured issue in lieu of this policy a paid - up non - participating Whole Life ...
... age . 2. GRACE . A grace of one month , subject to an interest charge at the rate of six per centum per annum ... age , the Company will at the option of the insured issue in lieu of this policy a paid - up non - participating Whole Life ...
Page 39
... issue of the agreement . The number of instalments under this option may be ... age , provided the insured shall not otherwise have directed in writing ... age of the Beneficiary or Beneficiaries , at the date of death of the Insured ...
... issue of the agreement . The number of instalments under this option may be ... age , provided the insured shall not otherwise have directed in writing ... age of the Beneficiary or Beneficiaries , at the date of death of the Insured ...
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Common terms and phrases
$1,000 Insurance Participating 15 Annual Premiums 20 Annual 20-Premiums Life Policies accumulated dividends Actuary Age at Issue Age of Beneficiary agent American Experience Table Amount of Insurance Annuity application therefor CASH OR LOAN cash surrender value cash value cent and divide centum per annum Company's computed Continuous Annual Premiums current policy date of default deducted dividend additions due proof elect endorsement EXTENDED INSURANCE fully paid further Payment grace Guaranteed hereby hereto Home Office indebtedness hereon INSURANCE COMPANY interest thereon John Doe less any indebtedness loan value ment miums Months Years Months non-participating option Paid in Cash paid-up additions paid-up insurance pany payee payment of premiums policy issued premium paid President provided Premiums purchase Pure Endt reinstated reserve sane or insane Secretary Semi Showing the Length statements surplus Table of Mortality take effect term insurance thereafter thereof Thousand Dollars three full unpaid written notice year's premium Yrs Yrs Yrs
Popular passages
Page 282 - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
Page 364 - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
Page 221 - ... will purchase as a net single premium at the attained age of the Insured according to the American Experience Table of Mortality and interest at the rate of three and one-half per centum per annum.
Page 139 - ... unless the total indebtedness thereon to the company shall equal or exceed such loan value at the time of such failure, nor until one month after notice shall have been mailed by the company to the last known address of the insured and of the assignee, if any.
Page 46 - ... premiums shall have been paid or until the prior death of the insured...
Page 383 - A provision that after three full years' premiums have been paid, the company at any time, while the policy is in force, will advance, on proper assignment or pledge of the policy and on the sole security thereof, at a specified rate of interest, a sum equal to, or at the option of the owner of the policy less than, the reserve at the end of the current policy year on the policy and on any dividend additions thereto...
Page 35 - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
Page 42 - ... by filing written notice thereof at the home office of the company accompanied by the policy for suitable indorsement thereon.
Page 287 - Commission having completed its investigation and made and filed its report containing its findings of fact and conclusions thereon, a copy of which is hereto attached and made a part hereof...
Page 334 - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...